You've been warned, pulling your credit report may decrease your credit score. Of course, it's not quite as simple as that. There are two types of credit inquiries, a soft pull, and a hard pull. Soft pulls do not affect your credit score, … [Read more...] about Why Does A Hard Credit Pull Affect Your Credit?
A good credit score can open doors in life. It can help you buy a home, start a business, or buy a car as transportation to a new exciting job. If you have a 480 credit score, or some other sub-par score, achieving your goals or taking … [Read more...] about How To Drastically Improve A 480 Credit Score
The way your finances are represented by the three credit reporting bureaus shouldn't be a mystery. It should be readily available to you. In the past, this hasn't been true. Although you are able to get a copy of your credit report once a year, … [Read more...] about Is Credit Karma Legitimate?
In a recent make-over of the family finances, my wife and I purged the number of lines of credit we had open. There were several store accounts and as well as major credit cards that we felt we no longer needed. It's always a good idea to make sure … [Read more...] about Monitor Your Credit Report and Credit Score For FREE!
Yet again I failed to submit any articles to all 3 major carnivals/festivals, but that doesn't mean I won't read them and give some lovin'! This week, Blunt Money has hosted the 119th Carnival of Personal Finance, and even included a custom-made … [Read more...] about Best Finance Posts from Carnival of Personal Finance #119
I was contacted by Rudy from CreditMe.com to review to perform a review on his site. I have been shying away from doing paid reviews as I really haven't gotten any requests worthy of my time or your eyes lately. This time, when I clicked through … [Read more...] about Credit Me, Please!