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Credit Inquiry

A credit score that has been impacted by bad choices

Credit

7 Things That Can Lower Your Credit Score Without You Knowing

June 14, 2025
By Brandon Marcus
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Most people think they have a pretty good grasp on what affects their credit score—missing payments, racking up too much debt, or defaulting on a loan. But what about the lesser-known pitfalls that can chip away at that all-important number without … [Read more...] about 7 Things That Can Lower Your Credit Score Without You Knowing

Financial Education

Hard Vs. Soft Credit Inquiries and How They Affect Your Credit Score

October 9, 2017
By Brock Kernin
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Whenever you apply for credit, whether it be for a mortgage, a car loan, or a credit card, the lender will pull your credit. However, not all credit pulls are the same. You may have heard the terms soft pull, and hard pull but not really understood … [Read more...] about Hard Vs. Soft Credit Inquiries and How They Affect Your Credit Score

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