Should You Buy a Car With Over 100,000 Miles? Here’s the Real Deal
Buying a used car is a smart financial move for many people, but the idea of purchasing a vehicle with over 100,000 miles can make some buyers nervous. After all, high mileage often carries the stigma of breakdowns, repairs, and short life expectancy. But modern vehicles are built better than ever, and many can last well beyond that six-figure mark with proper care. The real question isn’t just about the miles—it’s about the condition, maintenance history, and value. Before you say no to a high-mileage car, take a closer look at what it really means. Here are five things to consider before making your decision.
1. Mileage Isn’t Everything—Maintenance Is
A well-maintained car with 120,000 miles can be more reliable than a neglected car with 60,000. Maintenance history is a far better indicator of future performance than mileage alone. Ask for service records to see if the previous owner kept up with oil changes, fluid flushes, and timing belt replacements. Regular maintenance helps prevent major issues down the line and shows the car was cared for properly. A high-mileage vehicle with a clean service record may still have plenty of life left. Don’t judge a car by the odometer—look at how it’s been treated.
2. Some Brands Are Built to Go the Distance
Not all cars age the same—some brands are known for their long-lasting reliability. Brands like Toyota, Honda, Subaru, and Lexus often hit 200,000 miles or more with ease. If you’re considering a high-mileage car, research which makes and models consistently perform well over time. Online reviews, owner forums, and reliability ratings can guide you toward better choices. Some vehicles are built with durable parts and simpler systems that hold up better over time. Choosing a dependable brand is a smart way to offset the risk of higher mileage.
3. Repairs Might Be Inevitable—But Not a Dealbreaker
Even a well-maintained car with 100,000+ miles may require some repairs—but that doesn’t mean it’s a bad buy. Suspension components, brakes, and cooling systems tend to wear out with age and use. However, if the purchase price is low enough, you could still come out ahead financially compared to buying new. Set aside a small repair fund as part of your budget if you go the high-mileage route. Knowing what might need attention allows you to plan instead of being caught off guard. It’s all about managing expectations and preparing wisely.
4. You’ll Likely Pay Less in Insurance and Depreciation
One major benefit of buying a high-mileage vehicle is the lower upfront cost—and that often extends to lower insurance premiums and registration fees. New cars depreciate quickly, while older vehicles have already lost most of their value. That means if you decide to sell in a few years, you may not lose much (if any) money. Plus, if you’re financing a smaller loan amount, your monthly payments stay lower. For budget-conscious buyers, this can be a game-changer. A car with high miles might be the better deal long-term if your goal is savings.
5. Get a Pre-Purchase Inspection—Always
Before buying any used car, especially one with over 100,000 miles, invest in a pre-purchase inspection. A qualified mechanic can identify potential problems, signs of wear, or red flags that aren’t obvious to the untrained eye. This inspection might cost $100–$200, but it could save you thousands in repairs. It also gives you more confidence in your purchase—or a solid reason to walk away. Don’t skip this step, even if the car looks great on the surface. Peace of mind is worth the price.
The Verdict: It Depends on the Car, Not Just the Miles
Buying a car with over 100,000 miles isn’t automatically a bad decision—it just requires more research and caution. With the right vehicle, strong maintenance history, and a thorough inspection, you could score a great deal that serves you well for years. Focus less on the number and more on the condition, brand, and total cost of ownership. High mileage doesn’t mean high risk if you choose wisely. So don’t be scared off by six digits on the odometer—it might just be your smartest buy yet.
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