• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

  • Toolkit
  • Contact
  • Lunch
  • Ways to Save Money
  • About the Clever Dude

Finances & Money

Check Usage Decline

January 14, 2007
By Clever Dude
- Leave a Comment

A post by Madame X at My Open Wallet got me thinking about our own check usage over the years. I looked up our records in Quicken, which go back to Feb, 2003 and came up with these numbers:

2003: 38 (I think I lost a bunch of transactions when I switched from Money to Quicken)
2004: 95
2005: 96
2006: 41

First of all, I had no idea we were using so many checks, even though we haven’t had to order any for 2 years (when we bought our house).

The big drop this year is mostly due to one thing: 65-75% of our checks over the years are to our church or other charities. This year, in April, our church started using EFT through www.FaithDirect.net. Visually scanning through our checks in 2006, 28 of the remaining 41 checks wouldn’t be through Faith Direct, as they were for gifts, other churches, or other expenses (girl scout cookies, legal fees, Rockville Trash and Water, etc.)

So in 2007, I expect to use under 30 checks, maybe far fewer if I can set up our churches near out parents as pay payees in my online banking. I don’t necessarily have to give when I’m at the service. I can just send the check before or after that weekend.

So yes, check usage is definitely declining in our lives, but I can’t see it ever going away, or at least until we’re all implanted with RFID chips and Revelation is playing itself out!

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Are you feeling the call to be a Clever Dude? Then, let's get down to brass tacks and explore what it takes to be one. Get ready for an in-depth look into the anatomy of someone who exudes cleverness!

There's nothing like hearing you're clever; it always hits the spot!

Best of Clever Dude

  • Our Journey to Debt Freedom
  • Ways to Save Money Series
  • Examine Your Motives Series
  • Frugal Lunch by Clever Dudette
  • An Illustrated Frugal Lunch
  • I'm Tired of Buying and Spending
  • 50 Tips for New PF Bloggers
  • Other Personal Finance Blogs

Build your SEO education and get a Web Development Certification at WTI today!

Check an easy essay service and find a professional online assistant to write your academic papers

United States Blogs Directory

Footer

Links From Our Partners

Free Coupon Codes: where you find the best discounts.

Compare business electricity prices with Utility Saving Expert

Copyright © 2006 - 2021 District Media, Inc. All Rights Reserved. Privacy Policy Sitemap
Disclaimer: The Ads expressed herein are exclusively those of the Advertiser. They do not necessarily reflect our personal or professional beliefs.