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Clever Dude Personal Finance & Money

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budgeting

budgeting

This Trick WILL Help You Afford Things Bigger Than Your Budget

October 28, 2015
By Brock Kernin
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Breaking problems down into manageable sized pieces is a familiar process for me. As a software engineer I do it every day. The first thing an engineer does when given a large and complex problem is to find a way to break it into smaller, less … [Read more...] about This Trick WILL Help You Afford Things Bigger Than Your Budget

budgeting

How To Build A Budget Friendly Work-Wardrobe

October 20, 2015
By James Hendrickson
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The following is a guest post. Professional clothes are often considered boring, and who would want to buy boring clothes when you could get an outfit, that is much more attractive, for even less. Obviously, as much as you want to look good at … [Read more...] about How To Build A Budget Friendly Work-Wardrobe

budgeting

How Maintaining A Budget Can Be Good For Your Health

October 15, 2015
By James Hendrickson
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The following is a guest post. Life without a budget can be quite similar to a journey across the world without a map. While both can be eventually accomplished, both could result in a lot of wasteful spending. A budget can be used to … [Read more...] about How Maintaining A Budget Can Be Good For Your Health

budgeting

Budget vs Spending Plan and Why I Need Both

October 9, 2015
By Brock Kernin
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  My wife and I agreed to let our son travel with friends ninety minutes to a major metropolitan area to go to his first concert. A few days later, after I found out he had purchased his ticket, I asked if he was setting aside money for … [Read more...] about Budget vs Spending Plan and Why I Need Both

budgeting

It’s OK To Say NO To Food Delivery!

September 30, 2015
By Brock Kernin
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I was half asleep when the doorbell rudely dragged me back to full consciousness. At the door was the representative from the food delivery service that stops at our home every two weeks. The items we typically purchase from the service usually fall … [Read more...] about It’s OK To Say NO To Food Delivery!

budgeting

Delayed Spending Gives You Choices!

September 28, 2015
By Brock Kernin
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My wife and I tend to balance each other out, it's why we make a great team. She's a very spontaneous, “Let's just GO FOR IT,” kind of person. I fall more on the, “Let's just wait and see,” conservative side of the fence. If it wasn't for my … [Read more...] about Delayed Spending Gives You Choices!

budgeting

Budgeting Techniques: Prioritize Purchases vs Delayed Spending

September 23, 2015
By Brock Kernin
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“I know it's a lot of money, but I was wondering....” said my wife as we drove home from work. She went on to explain that she was out of some facial products and was wondering if we could allocate some funds to buy new ones. The salon where … [Read more...] about Budgeting Techniques: Prioritize Purchases vs Delayed Spending

budgeting

Ignoring Your Finances NEVER Turns Out Well

September 9, 2015
By Brock Kernin
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I just wanted to get through the next couple of days. I had in-laws visiting from another state which resulted in extra spending for eating and entertaining. An out of town event over the weekend would require extra funds for gas and the usual … [Read more...] about Ignoring Your Finances NEVER Turns Out Well

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