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budgeting

budgeting

How To Build A Budget Series Step 4: Reducing Spending

September 19, 2016
By Brock Kernin
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Last week Clever Dude featured a series of posts all about building a plan for your money. I can't promise that it will be THE solution for someone struggling to find a way to manage their finances, but it's at least a guideline that can be used as … [Read more...] about How To Build A Budget Series Step 4: Reducing Spending

budgeting

How To Build A Budget Series Step 3: Creating A Proactive Spending Plan

September 16, 2016
By Brock Kernin
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This is the third part in a series of posts about creating a budget. In the previous two posts we have: Created a calendar that showed our income stream vs. our monthly expenses, how to calculate what is left over, and discussed defining a … [Read more...] about How To Build A Budget Series Step 3: Creating A Proactive Spending Plan

budgeting

How To Build A Budget Series Step 2: Tracking Spending

September 14, 2016
By Brock Kernin
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This week here at CleverDude we're talking about how to build a plan for your money. I'm describing how I manage my finances to provide a blueprint of how to get started getting your finances back on track should you be struggling, or if you're … [Read more...] about How To Build A Budget Series Step 2: Tracking Spending

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How To Build A Budget Series Step 1: Tracking Income and Monthly Expenses

September 12, 2016
By Brock Kernin
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Having a plan for your money is a must if you are to successfully manage your finances. A general contractor wouldn't dream of building a home without blueprints, an engineer wouldn't think of building a new computer chip without a schematic, and … [Read more...] about How To Build A Budget Series Step 1: Tracking Income and Monthly Expenses

budgeting

4 Vacation Activities That Won’t Break The Budget

April 4, 2016
By Brock Kernin
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My son was given the option to have a friend accompany us on our vacation to Florida.   He's seventeen, and getting him to do anything as a family activity is difficult.  We thought by having a friend with, we could spend some time with him, and he'd … [Read more...] about 4 Vacation Activities That Won’t Break The Budget

budgeting

Two Ways To Handle Your Finances While On Vacation

April 1, 2016
By Brock Kernin
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My family and I are beginning a much anticipated family vacation. We've been saving our funds for months, have our budget set, and are ready to execute our spending plan. We thought about how we normally handle our finances while on vacation, and … [Read more...] about Two Ways To Handle Your Finances While On Vacation

budgeting

What Meal Planning And Financial Success Have In Common

February 19, 2016
By Brock Kernin
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  I picked my wife up from work at 5:00pm. She eyed the clock, and wondered aloud how we would get home, make dinner, and get to our son's high school on time for a meeting. I pointed towards the back of the van, causing my wife to turn her … [Read more...] about What Meal Planning And Financial Success Have In Common

budgeting

Christmas is NOT A Reason To Use Your Emergency Fund

December 4, 2015
By Brock Kernin
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I've got a confession to make to all of you. I'm not ready for Christmas. This isn't one of those typical Midwesterner complaints stating I'm not ready for snow and cold temperatures. It's really much more serious than that. I'm not financially … [Read more...] about Christmas is NOT A Reason To Use Your Emergency Fund

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