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Clever Dude Personal Finance & Money

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Sam Hayes

Sam Hayes is a content contributor associated with Semify, a U.S.-based digital marketing and SEO agency founded in 2008 (originally as HubShout) and based in Rochester, New York. Semify’s editorial team specializes in researched, reader-focused articles on personal finance, consumer topics, and practical lifestyle advice. Their writers and strategists operate entirely in the United States and emphasize accuracy, clarity, and usefulness. Content published under this byline is developed by Semify’s professional writing team.

Finances & Money

How To Save Money By Avoiding Trips To The Hospital

September 2, 2021
By Sam Hayes
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Most homeowners are their own accountants, and every single penny counts. In fact, only 17 percent of Americans said they use a financial advisor according to a new CNBC and Acorns Invest In You Savings Survey. Because of this, and the high cost … [Read more...] about How To Save Money By Avoiding Trips To The Hospital

Finances & Money

How to Turn Your Garage into a Man Cave on a Budget

August 10, 2021
By Sam Hayes
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If your garage is sitting idle, you can change it into a man cave on a budget. You will need to invest both time and some elbow grease, so it will be helpful to get help from a few friends if you can. You will be glad to have a place to kick back and … [Read more...] about How to Turn Your Garage into a Man Cave on a Budget

Finances & Money

5 Tips to Save When Building a Shed

August 3, 2021
By Sam Hayes
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You'd be surprised to find that the average lifespan of a wooden pallet can range between three and five years. However, your typical plastic pallets have a durable design that can last twice as long. The thing is, your shed is an important part of … [Read more...] about 5 Tips to Save When Building a Shed

Finances & Money

Financial Decisions You Need to Make Post-Divorce

July 19, 2021
By Sam Hayes
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Did you know that a divorce occurs every 36 seconds? It is sad, but you have to remain level-headed if you want to stay afloat financially after a divorce. Here are some financial decisions you need to make to guarantee that. … [Read more...] about Financial Decisions You Need to Make Post-Divorce

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Finances & Money

6 Things You Need To Know About Loans For Home Building

July 14, 2021
By Sam Hayes
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If you're planning on renovating or building a new home, you want to keep stress and error to a minimum. Bickering with your neighbor over real estate boundary lines, as 17% of neighbor complaints are based on, should be your biggest worry, not … [Read more...] about 6 Things You Need To Know About Loans For Home Building

Home • Saving Money

How to Turn a Shipping Container Into a Tiny Home

June 3, 2021
By Sam Hayes
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Shipping containers are much more versatile than people tend to give them credit for. They are commonly converted into restaurants, work spaces, and pop-up shops alike. As the tiny house movement continues to grow, shipping containers are becoming a … [Read more...] about How to Turn a Shipping Container Into a Tiny Home

Finances & Money

How to Invest in Your Home for the Long Haul

June 3, 2021
By Sam Hayes
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Many homeowners think of new ways to add value to their property. If you are a homeowner who is trying to find ways to gain a profit from your home, knowing what to consider is essential. This is why you should keep on reading to find out several … [Read more...] about How to Invest in Your Home for the Long Haul

Home • Saving Money

How to Improve Your Home’s Curb Appeal On a Budget This Summer

June 2, 2021
By Sam Hayes
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This summer offers a great opportunity to improve the curb appeal of your home without breaking the bank. To help give you some ideas on great projects, here are five simple, budget-friendly ways to improve your home's curb appeal. … [Read more...] about How to Improve Your Home’s Curb Appeal On a Budget This Summer

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