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Clever Dude Personal Finance & Money

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Sam Hayes

Sam Hayes is a content contributor associated with Semify, a U.S.-based digital marketing and SEO agency founded in 2008 (originally as HubShout) and based in Rochester, New York. Semify’s editorial team specializes in researched, reader-focused articles on personal finance, consumer topics, and practical lifestyle advice. Their writers and strategists operate entirely in the United States and emphasize accuracy, clarity, and usefulness. Content published under this byline is developed by Semify’s professional writing team.

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Updating Your Basement On a Budget

December 7, 2020
By Sam Hayes
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With more time spent at home these days, perhaps you and your family would like to get started on a project, such as updating your basement. The basement is often overlooked, with many people only utilizing it as a space for storage or junk they … [Read more...] about Updating Your Basement On a Budget

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3 Genius Ways to Save Money When Buying a New Home

November 12, 2020
By Sam Hayes
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Although a recent homebuilders report conducted by the Bank of America indicated that only 18% of respondents have cited COVID-19 as a catalyst for moving to a new home, the U.S. real estate market is still going strong during the ongoing pandemic. … [Read more...] about 3 Genius Ways to Save Money When Buying a New Home

Insurance

3 Insider Tips That Could Reduce Your Car Insurance Payments

October 26, 2020
By Sam Hayes
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Car insurance is a necessary expenditure if you own and drive a vehicle. While you might not love the thought of paying hundreds of dollars every month, the reality is that 6 million car accidents happen in the U.S. every year. If you happen to be … [Read more...] about 3 Insider Tips That Could Reduce Your Car Insurance Payments

Finances & Money

The Financial Basics to Keep in Mind When Renovating Your Home

October 15, 2020
By Sam Hayes
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As we are spending more and more time inside our houses, it's very likely you're ready to change some things up. Perhaps you're sick of looking at the same drab curtains or ugly cabinets you've always had. What better time to do some home updates … [Read more...] about The Financial Basics to Keep in Mind When Renovating Your Home

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Home Updates That Actually Make You Money

September 22, 2020
By Sam Hayes
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What's more clever than getting money back for the money you spent? It's a no-brainer that if you can invest in something and make money off it, that's a good deal. This concept is true with your home, too! Investing in certain areas of your house … [Read more...] about Home Updates That Actually Make You Money

Cars

Could Buying Your Next Car Online Save You Money?

August 21, 2020
By Sam Hayes
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Owning a car is essential for many of us. But while vehicle ownership often brings about thoughts of freedom, the costs associated with it can really tie you down. Although natural gas is the second most heavily consumed energy source in the U.S., … [Read more...] about Could Buying Your Next Car Online Save You Money?

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Helpful Tips For Taking Care of Your Home and Landscape

August 21, 2020
By Sam Hayes
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Plenty of people call themselves homeowners across the United States. As of July 2019, the country boasted nearly 140 million residential properties. And the real estate market continues to grow, even during economic fluctuations caused by the 2020 … [Read more...] about Helpful Tips For Taking Care of Your Home and Landscape

Finances & Money

Saving Money and Energy in Your Home: How You Can Do Both

August 11, 2020
By Sam Hayes
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For many people, saving money is like a foreign language. It can be really difficult to save a substantial amount of money. However, that doesn't mean it isn't possible! If you're able, you should be trying to save as much of your money as you can … [Read more...] about Saving Money and Energy in Your Home: How You Can Do Both

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