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Clever Dude Personal Finance & Money

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Cleverdude

Clever Dude founded CleverDude.com in June 2006 while working as a technical analyst in the Washington, D.C. area. A Penn State graduate, he built the site as a side project alongside a white-collar career that included earning a master’s degree and multiple promotions.

In five years he wrote nearly 1,300 articles on personal finance and life lessons drawn from his own experience. The blog grew from a hobby into a recognized early voice in the personal-finance community and generated meaningful revenue. He sold the site in 2010, continued as a guest contributor through 2015, and returned in 2023 after further career advances, paying off his home, and extensive travel.

Finances & Money • Frugality

10 Great iPhone Apps for the Fiscally Frugal

June 24, 2010
By Cleverdude
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If you care about being financially frugal, then it was probably pretty difficult to justify to yourself the purchase of an iPhone in the first place. But with the number of great apps out there that can help you save money and budget your expenses, … [Read more...] about 10 Great iPhone Apps for the Fiscally Frugal

Credit • Finances & Money

Get 2 free months of Costco Membership AND $25!

June 19, 2010
By Cleverdude
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If you're not already a Costco member, you don't know what you're missing. I think we're close to having a fan club at the office! And now, if you want to combine two offers, you can get 2 free months of Costco membership AND a $25 statement credit … [Read more...] about Get 2 free months of Costco Membership AND $25!

Finances & Money • Frugality • Home

Summer Savings on the Road and at Home

June 17, 2010
By Cleverdude
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You may notice your wallet begin to sweat a bit as the summer heats up. That comfortable air conditioning runs up the electricity bill, and gas prices, typically higher in the summer, make that family vacation more expensive than expected. With a … [Read more...] about Summer Savings on the Road and at Home

Credit • Finances & Money

Citi Diamond Preferred Rewards Card $50 Bonus

June 11, 2010
By Cleverdude
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(OFFER NOW EXPIRED) The Citi® Diamond Preferred® Rewards Card is offering 6,000 bonus points(redeem for a $50 gift card) after $300 in purchases within 3 months of account opening. On top of the $50 gift card bonus, you can get 0% Intro APR on … [Read more...] about Citi Diamond Preferred Rewards Card $50 Bonus

I fell for the GiantShell Gas Promo!

Automotive • Finances & Money

I fell for the Giant/Shell Gas Promo!

June 7, 2010
By Cleverdude
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Just a couple weeks ago, I evaluated the Giant Supermarket deal with Shell for gas discounts. In our case, I basically said the deal wasn't worth it because we don't tend to spend $100 at any one supermarket each month (and the dealbreaker was that … [Read more...] about I fell for the Giant/Shell Gas Promo!

Credit • Debt • Finances & Money

Spice Up Your Emergency Fund

May 27, 2010
By Cleverdude
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Imagine this. You get up early one fine morning and find all your family members sleeping peacefully. Suddenly, you hear a painful groan coming from your father’s room. You rush and find him lying on the ground with his hands clenched to his chest. … [Read more...] about Spice Up Your Emergency Fund

Automotive • Finances & Money • Frugality

10% off Shell gas by shopping at Giant: Good Deal?

May 25, 2010
By Cleverdude
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When Stacie and I walked into our local Giant supermarket recently, we noticed their new partnership with Shell (Gas) where you earn points towards "money off at the pump". Here's the skinny, straight from the Giant website: How it works For … [Read more...] about 10% off Shell gas by shopping at Giant: Good Deal?

Debt • Finances & Money • Home

6 months later and our mortgage rate went down again

May 18, 2010
By Cleverdude
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Last November, I explained our mortgage situation and how our rate dropped dramatically at its first scheduled reset.  Six months ago, it dropped from 5.25% to 2.875%, and I figured that would be the lowest it would ever go. I've been monitoring the … [Read more...] about 6 months later and our mortgage rate went down again

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