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Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Behavior

Success is All About Choices

March 10, 2014
By Brock Kernin
- Leave a Comment

  I read a story recently about high school science teacher who ate every meal from McDonalds for 90 days.  He had members of his class pick his meals, but they had to keep his intake to 2000 calories a day as well as do their best to stick … [Read more...] about Success is All About Choices

Rising bar chart with an upward arrow

Investing

Starting My Investment Portfolio Using Fee Free Loyal3

March 5, 2014
By Brock Kernin
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Image courtesy of cooldesign / FreeDigitalPhotos.net I have a 401K plan as well as a pension through my employer, and my wife and I are looking at finally opening that Roth IRA this year.  What we don’t have is any kind of private … [Read more...] about Starting My Investment Portfolio Using Fee Free Loyal3

Computer monitor and desktop tower on a wooden cabinet

Kids And Finances

I Gave Away My Computer Monitor As Motivation To Declutter

March 3, 2014
By Brock Kernin
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Sometimes you just need a little extra motivation to get something done. I got just such a push when my son came down from his room and asked if we could hook up our 22” wide screen high definition monitor to his computer sometime just to see what … [Read more...] about I Gave Away My Computer Monitor As Motivation To Declutter

3D figure leaning on a large red heart

Behavior

My Experience With a Random Act of Kindness

February 26, 2014
By Brock Kernin
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Random acts of kindness.  You hear about them from time to time, a bill for a meal is mysteriously paid for, or someone pays for the toll for the next 10 cars in line.  They’re usually done anonymously, and are small token gestures meant to … [Read more...] about My Experience With a Random Act of Kindness

Magnifying glass over the dictionary word Advice

Finances & Money

What Financial Advice Do You Choose to Ignore?

February 24, 2014
By Brock Kernin
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There’s no shortage of personal finance advice.  If you browse the internet, you certainly know that.  Every major news reporting or browser web page has a finance tab you can click to read about how you can save money, or manage your money more … [Read more...] about What Financial Advice Do You Choose to Ignore?

Family

Is Family Meal Time A Thing Of The Past?

February 19, 2014
By Brock Kernin
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I did something Sunday night for dinner that I haven't done for quite a while. My son tilted his head and looked at me like I was an alien speaking a different language when I told him what we were doing. I had our family eat together at the … [Read more...] about Is Family Meal Time A Thing Of The Past?

Creating Ways To Earn Money

Proof That You Can Sell Anything On Craigslist

February 17, 2014
By Brock Kernin
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You know the saying, One man's trash is another man's treasure. The phrase never rung more true than the day I helped load a metal monstrosity weighing several hundred pounds into the back of a pickup truck. I discovered my love for grilling … [Read more...] about Proof That You Can Sell Anything On Craigslist

Frustrated businessman with his checkbook and calculator

Finances & Money

Why I Should Reconcile My Checkbook Every Day

February 12, 2014
By Brock Kernin
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Oh checking account, why do you hate me so? Personally, I don't even understand why you're called a checking account given that I use my debit card far more than I write checks. I try to love my checking account, reconciling it as often as I … [Read more...] about Why I Should Reconcile My Checkbook Every Day

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