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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Finished basement living room with sofas and a TV

Frugality

Save Money By Re-Purposing Your Outdoor Furniture For the Winter

November 17, 2014
By Brock Kernin
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One of my favorite summertime activities is sitting outside on the deck. Whether it’s having a cold one with some friends, or laying on our outdoor couch reading or book or even taking a little nap, I love being outside.   But as we enter the … [Read more...] about Save Money By Re-Purposing Your Outdoor Furniture For the Winter

Frugality

Save Money By Giving Unwanted Electronics For FREE

November 12, 2014
By Brock Kernin
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After buying a new TV a couple of weeks ago, we did the television shuffle. Even though the bulb that lit our old LCD TV blew about every 9-12 months, we thought maybe it would last longer if it wasn’t used as often. It’s high definition capable, … [Read more...] about Save Money By Giving Unwanted Electronics For FREE

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Parenting

Teaching Responsibility Isn’t Always Easy

November 10, 2014
By Brock Kernin
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  I had no idea what I was getting into when I first became a parent. I knew all about the sleepless nights, and the responsibility to clothe, feed, and discipline my child. Fifteen years ago when I held my infant son in my arms I knew … [Read more...] about Teaching Responsibility Isn’t Always Easy

Does your family exceed your normal cell phone data limit? This simple trick saved me money and got me even more data! It can work for you, too.

Saving Money

Going Over Your Mobile Phone Data Plan This Month? Save Money With This Simple Trick!

November 5, 2014
By Brock Kernin
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All of our mobile phones beeped or buzzed at the same time from an incoming text message. It was a single message from AT&T broadcast to all the phones on the same account stating that we were nearing our data plan limit for the month. I wasn't … [Read more...] about Going Over Your Mobile Phone Data Plan This Month? Save Money With This Simple Trick!

Looking to buy a new TV? Here are six things you need to know before you step your foot in a store.

Value

Six Things You NEED to Know When Buying A New TV

November 3, 2014
By Brock Kernin
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I heard a loud popping noise from the living room followed by my wife exclaiming, “Oh, great!” I knew the light bulb in our LCD TV had blown again. This TV has a history, and actually an admitted manufacturer’s defect, of the bulb burning out … [Read more...] about Six Things You NEED to Know When Buying A New TV

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Spending

Customer Service: A Tale Of Two Stores

October 29, 2014
By Brock Kernin
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  I want to play a game with you today. I'm a big proponent of voting with my spending dollars. If a business treats me right, I keep spending my money there. If they treat me badly, I take my money elsewhere. I'm going to tell you two … [Read more...] about Customer Service: A Tale Of Two Stores

Cash register illustration

Value

Is Any Sale Really Final?

October 27, 2014
By Brock Kernin
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“Just to let you know, all Halloween sales are final,” said the cashier as she handed me the receipt. Nodding our heads in agreement, my wife and I walked out the store with a bag full of decorations. I had pulled the bins of fall items we … [Read more...] about Is Any Sale Really Final?

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Saving Money

FREE Software That Can Save You Headaches and Money

October 22, 2014
By Brock Kernin
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My dad doesn't talk much during my weekly phone calls with my parents, but he does pop on the line every now and then to get the abbreviated version of what's going on. On one particular night as the conversation with my mom was winding down I heard … [Read more...] about FREE Software That Can Save You Headaches and Money

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