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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Open gray toolbox with red-handled tools on a wooden table

General

Tools That You Should Never Cheap Out On

September 28, 2020
By Brock Kernin
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  Being adult means occasionally you'll have projects that require tools. Whether it's maintenance around your home, on your car, or full-fledged building projects, having your own set of tools is a necessity. You could walk into just … [Read more...] about Tools That You Should Never Cheap Out On

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Saving Money

How To Create An Inexpensive Bug Free Party Garage

September 22, 2020
By Brock Kernin
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My wife and I were watching opening weekend of the NFL in our garage using a projector and a pop up screen. We had a guests join us, some wanted and some not. Some close friends were there, but so were an endless stream of bees. We love spending time … [Read more...] about How To Create An Inexpensive Bug Free Party Garage

Network of white pipes along a wall

Saving Money

How to Unfreeze Drain Pipes

September 17, 2020
By Brock Kernin
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Few things spark feelings of frustration like seeing water backing up from a drain into a sink. Clogged pipes are a pain, and with winter on the horizon some people may deal with it's less talked about cousin, frozen pipes. Should you run into this … [Read more...] about How to Unfreeze Drain Pipes

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Education

Four Ways To Inexpensively Teach Yourself a New Skill

September 15, 2020
By Brock Kernin
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  Many people have a little extra time on their hands due to activities being limited during the COVID-19 pandemic. Now just might be the right time to self educate yourself about a topic, or learn a new skill you've been interested in … [Read more...] about Four Ways To Inexpensively Teach Yourself a New Skill

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Saving Money

How to Get Free Fishing Gear

September 1, 2020
By Brock Kernin
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  Fishing enthusiasts know their hobby can be quite expensive. The cost of keeping their gear in tip-top shape as well as trying out new things can add up in a hurry. One would be crazy to turn down free gear, but the fact is there is … [Read more...] about How to Get Free Fishing Gear

Bartender pouring beer from taps

Financial Education

How Much Does a Beer and Wine License Cost?

August 3, 2020
By Brock Kernin
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  Owning a bar, restaurant or similar establishment is a dream of many people. There are endless details to take care of when opening a business, but a budding entrepreneur absolutely has to apply for and get a liquor license. It is an … [Read more...] about How Much Does a Beer and Wine License Cost?

Cooler filled with bottled drinks on the grass

Stuff

Four Types Of Summertime Adult Beverages

July 27, 2020
By Brock Kernin
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The dog days of summer are upon us. It's hot, and people out and about doing summertime activities are looking for refreshing beverages to quench their thirst. Adult beverage makers aim to capitalize by marketing specific beverages for this time of … [Read more...] about Four Types Of Summertime Adult Beverages

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Saving Money

Does Living in an RV Save Money?

July 21, 2020
By Brock Kernin
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  Some people have taken extreme measures to get out of debt. There even some that claim to have paid off huge amounts of debt by ditching the traditional housing model and living in an RV instead.  Here are some of the key things to … [Read more...] about Does Living in an RV Save Money?

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