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Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Creating Ways To Earn Money • Finances & Money

4 Things You Need To Do When Creating A Post On Craigslist

August 31, 2016
By Brock Kernin
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I have had stunning success selling things on CraigsList over the years, but I hadn't received a single inquiry from my latest post. I listed some computer parts hoping to raise a little cash to upgrade my gaming rig. Maybe people just aren't looking … [Read more...] about 4 Things You Need To Do When Creating A Post On Craigslist

Frugality

17 Fun and Frugal Date Ideas

August 29, 2016
By Brock Kernin
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Every couple was once just two crazy kids in love. But somewhere along the way jobs, kids, hobbies, house payments and the usual drumbeat of life can make couples forget why it is they fell in love with each other. While it's important for couples … [Read more...] about 17 Fun and Frugal Date Ideas

Finances & Money

3 Steps To Taking Advantage of Online Sales

August 26, 2016
By Brock Kernin
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Online shoppers enjoy several benefits over going to brick and mortar stores. They shop from the comfort of their own home, can price compare with other retailers without getting out of their chair, and can also take advantage of online only … [Read more...] about 3 Steps To Taking Advantage of Online Sales

Finances & Money

6 Places To Find College Scholarships and Grants

August 24, 2016
By Brock Kernin
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After visiting several college campuses over the summer, my son settled on his first choice of where to continue his education. He filled out his application online, and about a week later received his acceptance letter! It's a big relief to have … [Read more...] about 6 Places To Find College Scholarships and Grants

Value

How Much Does Beer At An Event REALLY Cost?

August 22, 2016
By Brock Kernin
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My wife and I recently went to a rock concert held at a professional sports venue. I knew that event pricing would certainly be in effect so I wasn't all that shocked when I looked at the board listing products and costs at the food vendors. I was … [Read more...] about How Much Does Beer At An Event REALLY Cost?

Finances & Money

How Fast Does A Car Depreciate?

August 19, 2016
By Brock Kernin
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A shiny white car pulled into our driveway, the door opened and my wife's cousin hopped out. He had just traded in the car he had been driving for several years and had stopped by visit, and to show us his new ride. “Nice car!” I … [Read more...] about How Fast Does A Car Depreciate?

Finances & Money

August Update: $10,000 Debt Repayment Update

August 17, 2016
By Brock Kernin
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In June I announced my mission to pay off $9,888.00 in debt by the end of the year. I'll be utilizing every means necessary to do it, including: Reducing weekly spending Re-starting my mystery shopping side hustle Pick up extra writing … [Read more...] about August Update: $10,000 Debt Repayment Update

Saving Money

Save Money By Splitting Fast Food

August 15, 2016
By Brock Kernin
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I was on my way home from work, taking Friday afternoon off. My wife and I were discussing what we were going to have for lunch. She stated she had been in the mood for a fish sandwich from Culver's. I knew one was off the next exit, so I offered to … [Read more...] about Save Money By Splitting Fast Food

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