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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Taxes

IRS Retirement Contribution Changes for 2017

October 31, 2016
By Brock Kernin
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If you're diligently working towards financial freedom, a significant amount of your income is undoubtedly being funneled into retirement accounts. The government has rules pertaining to how much a person can contribute towards retirement accounts, … [Read more...] about IRS Retirement Contribution Changes for 2017

Value

Are Cheap Exercise Clothes A Good Value?

October 28, 2016
By Brock Kernin
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Some clothes are insanely expensive. Case in point, I read an article lately about a celebrity that wore sock boots to an NBA game worth over $2000. I'll never pay $2000 for a pair of footwear, and you'll never catch me spending $300 for a pair of … [Read more...] about Are Cheap Exercise Clothes A Good Value?

Frugality

Life Hack: Remove Grease Stains With This Simple Trick!

October 26, 2016
By Brock Kernin
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My son held up a tan pair of pants, pointed at three distinctly visible grease stains on the right leg, and asked if I could get them out. I could feel my face contort into a shape that expressed my extreme doubt. I've dropped ribs on a shirt at a … [Read more...] about Life Hack: Remove Grease Stains With This Simple Trick!

budgeting

We Re-Invented the Envelope Budgeting Method By Accident

October 24, 2016
By Brock Kernin
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For many people, including myself, the temptation to overspend is high when a debit or credit card is the primary method used to pay for purchases. For that very reason I believe that Cash Is King. While my monthly expenses are paid online using an … [Read more...] about We Re-Invented the Envelope Budgeting Method By Accident

Insurance

Health Savings Account Awesomeness Example #2: Wisdom Teeth Extraction Edition

October 21, 2016
By Brock Kernin
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I love my Health Savings Account.  If you are not clear on how they work, or how well they work, you are in luck as I'm willing to share my experiences with them as I need to use mine.  Today's post is my latest adventure in Health Savings Account … [Read more...] about Health Savings Account Awesomeness Example #2: Wisdom Teeth Extraction Edition

Technology

Which Intel Skylake LGA1151 Motherboard Is The Best Fit For You?

October 19, 2016
By Brock Kernin
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Most people are content to walk into a big box electronics store and buy a pre-built, fully loaded, ready to use computer. There is also a smaller part of the population that would rather build their own computer by researching and purchasing the … [Read more...] about Which Intel Skylake LGA1151 Motherboard Is The Best Fit For You?

Debt

October Update: $10,000 Debt Repayment

October 17, 2016
By Brock Kernin
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In June I announced my mission to pay off $9,888.00 in debt by the end of the year. I'm utilizing every means necessary to do it, including: Reducing weekly spending Re-starting my mystery shopping side hustle Pick up extra writing jobs … [Read more...] about October Update: $10,000 Debt Repayment

Kids And Finances

Teens And Money: Beware Of Salespeople

October 14, 2016
By Brock Kernin
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If you think that salespeople in retail stores are there for the single reason of helping you find what you need, you're wrong. They're also there to try to up sell your purchase and even get to you signup for and use credit cards regardless of … [Read more...] about Teens And Money: Beware Of Salespeople

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