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Clever Dude Personal Finance & Money

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Staff Writer and YouTube Content Creator for District Media, Inc.

Allen Francis is a veteran staff writer for District Media, Inc., contributing authoritative personal finance content to PFAdvice.com beyond comics, with deep expertise in wealth-building, consumer strategies, and alternative investments. A Marymount Manhattan College graduate and former academic advisor, librarian, and college adjunct, he brings over 15 years of professional writing experience and a proven personal transformation from financial illiteracy to expert advisor.

Family shopping with a cart in a grocery store

Finances & Money

Ideal Grocery Budget for a Family of 4

September 25, 2019
By Allen Francis
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Budgets typically tell you what you can’t afford to buy. However, its only your resolve that can keep you from buying such things anyway. It takes resolve to hold a family together and to raise children in a home. And if there is one thing that a … [Read more...] about Ideal Grocery Budget for a Family of 4

Student studying at a table with a stack of books

Finances & Money

Top 3 Reasons Why Universities Are So Expensive

September 20, 2019
By Allen Francis
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  It can cost $233,000 to raise a child from birth to age 18. Or, about $14,000 a year. There is a joke about raising children I think about often in reference to this estimate. Parents must prepare them for the difficulties of life, so … [Read more...] about Top 3 Reasons Why Universities Are So Expensive

Family meal with shared dishes on a table

Finances & Money

Family Budget Meal Round Up

September 19, 2019
By Allen Francis
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How often is it meatloaf-wrapped-in-bacon dinner night in your home? (My personal favorite.) Or, do you have a lot of taco, veggie, or Hamburger Helper themed family dinner nights? After all, the average cost of ground beef is $3.50 to $5.40 per … [Read more...] about Family Budget Meal Round Up

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Finances & Money

Family Budgets Round Up

September 5, 2019
By Allen Francis
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Labor Day is over, the school season is starting up, and soon the holiday season will be upon us all. For everyone running a household that means you need more money to finance a household and keep it running smoothly. The median income for a … [Read more...] about Family Budgets Round Up

American flag beside a flower basket

Finances & Money

What’s Open and Closed on Labor Day

September 1, 2019
By Allen Francis
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Labor Day is the unofficial end of the summer holiday and start of the school season. It is also one of the biggest holiday shopping seasons of the year. Over $2 billion in online sales were generated during the 2018 Labor Day weekend. The average … [Read more...] about What’s Open and Closed on Labor Day

Man sitting on a wooden floor holding a wad of cash

Finances & Money

Video Response: Dave Ramsey’s Debt Snowball

August 27, 2019
By Allen Francis
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Debt is like a quicksand trap that you willingly lower yourself into. It’s a trap that most of us even learn to accept being stuck in, as if it’s normal. And, instead of finding ways to get out of that quicksand of debt: we sink ever deeper and … [Read more...] about Video Response: Dave Ramsey’s Debt Snowball

Scattered $10 bills

Finances & Money

This is What Happens to Tax Dodgers…

August 26, 2019
By Allen Francis
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Want to hear a quick joke? Who are the only people excused from paying taxes? Dead people and rich people! OK, perhaps not funny, but it is scandalously true. The uber-wealthy and multi-billion-dollar corporations regularly get away without paying … [Read more...] about This is What Happens to Tax Dodgers…

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Finances & Money

Scholarship Directories to Help Offset Tuition Costs

August 26, 2019
By Allen Francis
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There is a great quote that says adults are a form of obsolete children. I love the sound of that. Takes the sting out of having to be a financially responsible adult, if even for a moment. However, what does that quote make of children? Children … [Read more...] about Scholarship Directories to Help Offset Tuition Costs

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