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Clever Dude Personal Finance & Money

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Staff Writer and YouTube Content Creator for District Media, Inc.

Allen Francis is a veteran staff writer for District Media, Inc., contributing authoritative personal finance content to PFAdvice.com beyond comics, with deep expertise in wealth-building, consumer strategies, and alternative investments. A Marymount Manhattan College graduate and former academic advisor, librarian, and college adjunct, he brings over 15 years of professional writing experience and a proven personal transformation from financial illiteracy to expert advisor.

Modern two-story house with a gated front yard

Finances & Money

Whatever You Do, Never Say These Things in Your Real Estate Ad

August 23, 2019
By Allen Francis
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If you can convince people that they are buying something of value then money almost becomes an afterthought. Think about the things that people are determined to buy whatever the cost. People spend hundreds of dollars to upgrade their mobile devices … [Read more...] about Whatever You Do, Never Say These Things in Your Real Estate Ad

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Finances & Money

Selling Cars Privately or Via Dealership? What You Must Know

August 19, 2019
By Allen Francis
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Selling a car, via negotiation, is an art form. Negotiation is all about persuading the other person that you have something of extreme value that they need. If you do that, money becomes a secondary issue because the other party will want to seal … [Read more...] about Selling Cars Privately or Via Dealership? What You Must Know

Surfer riding a wave at sunset

Finances & Money • Travel tips

Family Summer Trips With Currency Exchange Rates in Mind – Indonesia

August 4, 2019
By Allen Francis
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I wish I could say that vacations with my families were kind of like the exploits seen in the Vacation comedy films with the Griswalds. Well, perhaps if it was a horror film, maybe. It is amazing just how hard it can be to get several people in the … [Read more...] about Family Summer Trips With Currency Exchange Rates in Mind – Indonesia

free family activities

Family • Finances & Money

Free Family Activities for Summer 2019

July 31, 2019
By Allen Francis
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Childhood should be about having great memories. So, as parents, that is what we try to do. We take them to various sporting events, movies theaters, concerts, and other such events. But those costs do have a way of adding up. Parents will pay an … [Read more...] about Free Family Activities for Summer 2019

Aerial view of a hillside residential neighborhood

Finances & Money

The Hidden Expenses of Suburban Living

July 29, 2019
By Allen Francis
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Some people may say that suburban living is simpler than city living. However, it certainly isn’t cheaper. As numerous research studies and my own experience can attest to, living in the suburbs is more expensive for homeowners than living in the … [Read more...] about The Hidden Expenses of Suburban Living

Close-up of an artist painting a woman's face

Finances & Money

Your Child’s Career Choices or “Help, My Kid’s an Artist!”

July 15, 2019
By Allen Francis
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“You should endeavor to write something worth reading, or, lead a life worthy of chronicling.” I love collecting quotes, and this is a very old quote about the difficulty of writing. When I was 11 years old, I promised myself that I would become a … [Read more...] about Your Child’s Career Choices or “Help, My Kid’s an Artist!”

Logs burning in a campfire

Family • Finances & Money • Kids And Finances • Parenting

Why Summer Camp is Good for Kids

July 10, 2019
By Allen Francis
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Separation anxiety for children can start very early in life. It can start when they are as young as a few months but usually begins around 2 or 3. No, they aren't ready to take the car and get groceries. But they are gradually beginning to learn the … [Read more...] about Why Summer Camp is Good for Kids

homeowner association

Finances & Money • Home

Do Homeowner Associations Wield Too Much Power?

July 2, 2019
By Allen Francis
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“Don’t be that guy.” That is the self-educating mantra I tell myself to keep myself from doing things that I find abhorrent in others. Sometimes the most important thing in life to learn isn’t learning what to do, but what not to do. An important … [Read more...] about Do Homeowner Associations Wield Too Much Power?

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