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Allen Francis

Finances & Money

Advantages and Limits of Budgeting

October 10, 2019
By Allen Francis
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Budgeting always makes me feel like I am going without something or sacrificing. It’s like dieting with dollars instead of calories. No matter how much of a positive spin I try to put on the concept of budgeting, it’s basically a form of … [Read more...] about Advantages and Limits of Budgeting

Finances & Money

Personal Reflection: Studying Abroad Was the Best Thing I Ever Did – Can It Benefit Your Child?

October 2, 2019
By Allen Francis
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Study abroad semesters may not be for everyone, but I am glad did it in my youth. In 1997, I studied in London, England for one college semester. I won a partial scholarship, but financial aid mostly paid for it. It was a time of my life when I had … [Read more...] about Personal Reflection: Studying Abroad Was the Best Thing I Ever Did – Can It Benefit Your Child?

Finances & Money

Using a 529 Plan to Pay for Student Room and Board

September 28, 2019
By Allen Francis
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Most parents know that tuition costs are high, but they don’t always appreciate all of the ancillary costs that go hand-in-hand with tuition. Some clever parents even start college funds early in the life of their children. However, even that might … [Read more...] about Using a 529 Plan to Pay for Student Room and Board

Finances & Money

Ideal Grocery Budget for a Family of 4

September 25, 2019
By Allen Francis
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Budgets typically tell you what you can’t afford to buy. However, its only your resolve that can keep you from buying such things anyway. It takes resolve to hold a family together and to raise children in a home. And if there is one thing that a … [Read more...] about Ideal Grocery Budget for a Family of 4

Finances & Money

Top 3 Reasons Why Universities Are So Expensive

September 20, 2019
By Allen Francis
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  It can cost $233,000 to raise a child from birth to age 18. Or, about $14,000 a year. There is a joke about raising children I think about often in reference to this estimate. Parents must prepare them for the difficulties of life, so … [Read more...] about Top 3 Reasons Why Universities Are So Expensive

Finances & Money

Family Budget Meal Round Up

September 19, 2019
By Allen Francis
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How often is it meatloaf-wrapped-in-bacon dinner night in your home? (My personal favorite.) Or, do you have a lot of taco, veggie, or Hamburger Helper themed family dinner nights? After all, the average cost of ground beef is $3.50 to $5.40 per … [Read more...] about Family Budget Meal Round Up

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