Clever Posts Of The Week – October 24th

Posted by Brock | October 24, 2014.

While getting ready for the day, I stretched in front of my bathroom mirror.  In my early morning fog, I didn’t pay a lot of attention to where I was extending my arms, and I ended up hitting the light fixture on the wall above the mirror…..and knocked it out of the wall.  I have no idea how these things are attached, but apparently my theory that they would be attached to a stud was completely wrong.  The fixture is now hanging loose, but not loose enough for me to see what’s behind it, how it’s supposed to be secured to the wall, or what’s wrong with it.  I’ll give you three guesses as to who is going to be shutting off the circuit to the bathroom and taking apart a light fixture this weekend.  :)

What do you have on tap, other than reading the below personal finance articles?

  1. Are You A Saver Or A Spender? from Money Smart Guides
  2. House Hunting: How Much We Spent from Suburban Finance
  3. How Many Mortgage Payments Can Be Missed Before Foreclosure from Modest Money
  4. Make your own junk food! from Savvy Scot
  5. What Do You Tolerate to Save Money? from Prairie Eco Thrifter

Brought to you courtesy of Brock


FREE Software That Can Save You Headaches and Money

Posted by Brock | October 22, 2014.


Image courtesy of Stuart Miles at

My dad doesn’t talk much during my weekly phone calls with my parents, but he does pop on the line every now and then to get the abbreviated version of what’s going on. On one particular night as the conversation with my mom was winding down I heard the, “click” indicating he had joined us.

“I need you to take a look at my computer the next time I see you. It’s super slow, and things keep popping up. It all started after a weird phone call,” he said.

About eight years ago the improbably happened, and my very old school father got access to email through his job at the time. He took to it as well as the online world very easily. We begin exchanging emails frequently, had conversations in the middle of the day via instant messenger, and within the last year we’ve even started using skype. But as technologically savvy as he’s become, there’s still a few things he needs to learn.

He went on to tell me how he got a phone call one day from someone claiming to be from Microsoft telling him that they had been getting errors reported from his computer. If my father would follow some directions to grant them access to his computer, they would look around. Even though his computer had been running fine at the time, he complied. Within a minute they delivered the bad news. His computer was full of viruses, but he was in luck! They were willing to sell him the software to clean his computer for $99. He hung up on them, but they called back. After several rounds of this, they stopped calling.

Clever Career Spotlight: Become a Counselor

Posted by James | October 22, 2014.

Do you love helping people work through their problems? Like dealing with the public? If so, then becoming a counselor could be a great career for you.

The great thing about getting a counseling degree is that it opens you up to a broad array of jobs. You can get a career counseling school aged children, families, couples, or go into mental health counseling – just to name a few. The salary range also varies widely depending on the career path you take.

Becoming a counselor is a challenging yet rewarding career. Here’s a fun infographic I found that highlights more of the benefits of getting a counseling degree.

Wake Forest University Online

Can Kcups Be Used More Than Once?

Posted by Brock | October 20, 2014.


My wife is a coffee drinker, however I am not. It’s a strange phenomenon as I love the smell of freshly brewed coffee, but I cannot stand the taste. Even more strange is the fact that coffee tastes almost exactly how it smells. Despite my lack of love for coffee, I commonly make my wife a cup using her beloved Keurig single cup coffee maker before she comes downstairs in the morning. I know that she prefers her coffee with one cream and one packet of sugar.

Through the years of this routine I’ve asked myself countless times why we use the Kcups that hold the coffee grounds only once.   A package of Kcups will cost between $7 and $13 depending upon brand and flavor, so while it’s not a budget breaker, the morning coffee does account for a sizable portion of our weekly grocery budget.

So I decided to do a blind experiment.

I had previously performed a store brand vs brand name blind taste test (in which my wife couldn’t tell the difference), but this time I wanted to have her try a cup made with a brand new Kcup vs a cup of brew made using a second hand Kcup.

Without telling her what I was doing, I made the two cups of coffee putting them in the same style of cup. To each cup of GO juice I added one packet of sugar, and one French vanilla creamer. I stirred both vigorously and told my wife to close her eyes.   She tasted the first one, then the second and said, “Yup, you can use them twice.”

Clever Posts Of The Week – October 17th

Posted by Brock | October 17, 2014.

Happy Friday, Clever Friends!  This weekend we’re having a contractor come and give us ideas for remodeling our basement.  It had once been solely purposed as a toy room for our son, but he has outgrown the need for a toy room with matchbox cars and construction toys.  He and his friends still play video games down there, but we think it’s time to upgrade.   It’s likely going to cause some damage to our finances, so there’s some heavy thinking to be done before we press the GO button that.

Maybe I need to re-read some of my favorite finance articles of the week to get into the right frame of mind.  :)

CleverDude was included in the following carnivals recently:

Brought to you courtesy of Brock

Gumshoe Guidance: Uncover the Facts Using a Private Investigator

Posted by Clever Dude | October 15, 2014.

Knowledge is power and sometimes you need to uncover the truth or some evidence that will help you resolve a personal or business issue. A private investigator can often obtain vital or incriminating information or evidence that you may not always want to know, but need to if you are going to resolve a specific problem that you have.

If you are considering using a private investigator, make sure you use a reputable investigator services such as Pace Henley or Detective Services. There are a number of things that you need to take into consideration and also a number of checks that you should make regarding their credentials and ability to do a professional job.

When a PI can help

Some people seem to find an opportunity to hire a PI arises quite frequently and others agonise for weeks or months before picking up the phone and deciding to ask for their assistance.

There are many scenarios where you could probably use the services of a private investigator in order to discreetly and efficiently obtain the evidence or confirmation that you are seeking, often without the person involved being aware that they are being watched or investigated.

You need a PI to obtain the current whereabouts of an individual or maybe actually verify their identity and confirm that they are who they say they are. You might want to investigate the background or verify the credentials or credibility of someone who you are considering employing or going into business with.