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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Insurance

In Network vs Out Of Network Medical Insurance Coverage

May 19, 2017
By Brock Kernin
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9 years ago • Comments

Medical insurance coverage can be confusing, and calling your provider's customer support line may not be much help unless you understand some of the basic languages. One such topic that confuses many people is in network coverage compared to out of … [Read more...] about In Network vs Out Of Network Medical Insurance Coverage

Spending

Gift Cards Are NOT Free Money!

May 17, 2017
By Brock Kernin
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9 years ago • Comments

Gift cards are not free money. Even the most frugal and budget minded spenders sometimes view gift cards as different and throw out all the spending rules they usually adhere to. But to get the very most out of their gift cards, they need to be … [Read more...] about Gift Cards Are NOT Free Money!

Value

8 Great Father’s Day Gifts

May 15, 2017
By Brock Kernin
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9 years ago • Comments

Yesterday was Mother's Day. Maybe you had carefully thought out your gift to your mother weeks ahead of time, or maybe you fell into the group of people wandering aimlessly around Walmart at 6:00am trying to put something together at the last minute. … [Read more...] about 8 Great Father’s Day Gifts

Saving Money

How Many Miles Can You Go Over On Your Oil Change?

May 10, 2017
By Brock Kernin
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9 years ago • Comments

The 3 month 3000 mile oil change rule has been around forever. Many service shops still adhere to it, and use it as the standard when putting that reminder sticker on your windshield. Getting your oil changed can cost between $35 and $100, as well as … [Read more...] about How Many Miles Can You Go Over On Your Oil Change?

Saving Money

3 Ways To Take Advantage Of Going Out Of Business Sales

May 8, 2017
By Brock Kernin
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9 years ago • Comments

With the boom of online shopping, brick and mortar retail stores are losing popularity and closing at almost an alarming rate. This phenomenon does provide some opportunity for consumers to save some significant money. I was shopping for camping … [Read more...] about 3 Ways To Take Advantage Of Going Out Of Business Sales

Frugality

How To Get Gasoline Odor Out Of Your Car

May 5, 2017
By Brock Kernin
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9 years ago • Comments

  The gasoline odor inside my van was so strong it gave me an instant headache. I thought for sure I was going to be paying close to $200 to have my van detailed to get the smell out. Unfortunately, they didn't guarantee that they'd be … [Read more...] about How To Get Gasoline Odor Out Of Your Car

Frugality

3 Ways To Find Charcoal On Sale

May 1, 2017
By Brock Kernin
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9 years ago • Comments

  Spring is my favorite season of the year. Everything turns green, the weather gets warmer, and there are usually  great sales on charcoal. For as long as I can remember, Walmart has jump started Spring by having a fantastic sale on … [Read more...] about 3 Ways To Find Charcoal On Sale

Saving Money

5 Ways To Save Money On A Graduation Party

April 28, 2017
By Brock Kernin
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9 years ago • Comments

The end of the school year is approaching quickly, which means graduation party planning for my son is in high gear. Inviting a large number of friends and family to our home to help us celebrate this milestone in our son's life can be expensive, so … [Read more...] about 5 Ways To Save Money On A Graduation Party

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