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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Finances & Money

When you’re old enough to refuse cash gifts from family

February 2, 2007
By Cleverdude
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20 years ago • Comments

Madame X at My Open Wallet posted about her Moral Quandary of accepting cash from her parents, especially during financial hardships. I faced this problem recently as well. For all my life, I have accepted cash gifts from my family for birthdays, … [Read more...] about When you’re old enough to refuse cash gifts from family

Finances & Money

Some humorous ponderings for your Friday

February 2, 2007
By Cleverdude
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20 years ago • Comments

Thanks to my cousin Dave for these insights. You may have seen some of them wandering the internet, or asked yourself these questions: Why do you have to "put your two cents in".. but it's only a "penny for your thoughts"? Where's that extra … [Read more...] about Some humorous ponderings for your Friday

Finances & Money

2006 Personal Savings at 74 Year Low

February 1, 2007
By Cleverdude
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20 years ago • Comments

Time.com reports that personal savings (that's yours) are at a 74 year low. The only other years that had negative savings rates prior to 2005 and 2006 were 1932 and 1933. During the Great Depression, people were unemployed and had to dig into … [Read more...] about 2006 Personal Savings at 74 Year Low

Finances & Money

The Check is in the Mail: Update 1

January 31, 2007
By Cleverdude
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20 years ago • Comments

As a monthly followup to my original post "The check has been sent! About 8 months till we pay off $15,000", I will be updating all of my loyal readers with my progress to pay off our Chevy Malibu in 8 months. The daunting part of all this is that … [Read more...] about The Check is in the Mail: Update 1

Finances & Money

How we lost $14,500 by stupid mistakes

January 30, 2007
By Cleverdude
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20 years ago • Comments

I'm going to finally admit to the world how much we screwed up in our past auto purchases, in hopes that you don't do the same. In college, I purchased a brand new 2001 Saturn L300 for about $20,000. Actually, I did the GM SmartBuy method, which … [Read more...] about How we lost $14,500 by stupid mistakes

Finances & Money

Delta Dental adds more free yearly cleanings for special groups

January 29, 2007
By Cleverdude
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20 years ago • Comments

I just received this email from our corporate office regarding our dental provider, Delta Dental: Delta Dental, our dental benefit provider, is pleased to introduce an innovative program called “Healthy Smile, Healthy You,” designed to address … [Read more...] about Delta Dental adds more free yearly cleanings for special groups

Finances & Money

Want 2% Cash Back from Costco? Get an Executive Gold Star Membership

January 26, 2007
By Cleverdude
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20 years ago • Comments

A coworker of mine gets her friends and family to earn her 2% cash back on all her Costco purchases using her Costco Executive Gold Star Membership Card. To get the card, you need to be either a Gold Card or Business Card member. Each of those … [Read more...] about Want 2% Cash Back from Costco? Get an Executive Gold Star Membership

Finances & Money

3 Methods to Pay Down Debt (aka Snowballing Debt)

January 25, 2007
By Cleverdude
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20 years ago • Comments

After reading "Choosing the Best Debt Snowball Method" at We're In Debt, I decided to write up my own snowball method in addition to the two outlined by the King and Queen of Debt: From the King and Queen: 1. Pay down higher interest first - The … [Read more...] about 3 Methods to Pay Down Debt (aka Snowballing Debt)

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