Smokers often face certain difficulties in everyday life. One of those is buying insurance. However, some smokers will try to quit for their health. To make this process easier, they will try to use vaping as a way to quit the dirty habit. Will their … [Read more...] about Vaping – How does it Look to Your Insurance Company?
Life doesn't usually give the courtesy of telling you when it's about to change drastically. It doesn't provide a crystal ball. If it did, that ball certainly would come in handy late in the year during the medical insurance enrollment … [Read more...] about Can Your HSA Contribution Amount Be Changed During The Year?
Medical insurance coverage can be confusing, and calling your provider's customer support line may not be much help unless you understand some of the basic languages. One such topic that confuses many people is in network coverage compared to out of … [Read more...] about In Network vs Out Of Network Medical Insurance Coverage
When people buy a new vehicle, many times the focus is on negotiating the price and working the financing to get a monthly payment that fits in the budget. If the monthly payment of the new vehicle is the only thing considered when determining … [Read more...] about The Forgotten Question When Purchasing A Vehicle
As part of one of my periodic expense reviews, I noticed my mortgage payment included $170 for private mortgage insurance (PMI). I remember when we refinanced our home the mortgage agent telling me that eventually that would be removed from our … [Read more...] about What is Private Mortgage Insurance?
I didn't understand why the automobile insurance agent was telling me the amount of my deductible. The other driver hit me, and was clearly the cause of the accident. It didn't seem right that I would have to pay a penny to fix my car. I remembered … [Read more...] about When Am I Responsible For My Car Insurance Deductible?
Going through my list of bill payments that were required for the week, the thought occurred to me that we are all willing participants in one of the oldest financial scams in the books. Whether it be for our home, health, or automobiles, we all buy … [Read more...] about Is Insurance A Ponzi Scheme?
Sometimes it seems like a special degree is required to dissect and interpret today's ever increasing insurance policies. One might think they understand what's covered, and what's not or how to proceed with treatment to get the maximum medical … [Read more...] about A Simple Trick To Understanding Your Medical Insurance Policy
