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how much income for mortgage

Finances & Money • Home • Mortgages

How Much of Your Income Should You Dedicate to the Mortgage?

February 5, 2019
By Allen Francis
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It is a situation that reminds me of the villain in the popular Harry Potter films. “He Who Shall Not Be Named.” Well, instead of a, “He,” it’s more of a, “That Which Shall Not Be Mentioned.” Do you know people in your neighborhood, neighbors of many … [Read more...] about How Much of Your Income Should You Dedicate to the Mortgage?

effects of mold exposure

Finances & Money • Home

More Serious Than You Think: The Financial Effects of Mold Exposure in Your Home

January 22, 2019
By Allen Francis
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Buying a home is a significant expense and a personal investment. It is sometimes considered the last great investment of a lifetime. Perhaps not a significant financial investment, but a personal investment for oneself and a family to care for. The … [Read more...] about More Serious Than You Think: The Financial Effects of Mold Exposure in Your Home

solar energy

Finances & Money • Home • Saving Money

What You Should Know About Adapting Your Home for Solar Energy

November 23, 2018
By Allen Francis
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Unless you are vigilant about turning off lights and appliances when not in use, you're likely wasting a lot of electricity on a daily basis in the home. The average American pays as much as $1,200 a year for electricity. Depending on where you live … [Read more...] about What You Should Know About Adapting Your Home for Solar Energy

rent vs buy

Finances & Money • Home • Mortgages

Buying a Home Isn’t Always the Best – Here’s When You Should Rent

November 16, 2018
By Allen Francis
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I was unfamiliar with the concept of “starter homes,” before I ended up owning. I actually rented two smaller houses before I saved enough money to buy my own house. Who doesn’t dream of home ownership? Owning a home is part of the American ideal of … [Read more...] about Buying a Home Isn’t Always the Best – Here’s When You Should Rent

hacks for paying down mortgage

Debt • Finances & Money • Home • Saving Money

Mortgage Payment Hacks That Can Save You Big Money

November 6, 2018
By Allen Francis
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  Like a lot of people, I struggle with my mortgage payments. According to the Federal Housing Finance Agency, the average mortgage loan amount is about $313,000. The interest rate for most mortgages is just under 5%. The average monthly … [Read more...] about Mortgage Payment Hacks That Can Save You Big Money

expensive household items

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Outrageously Expensive Household Items You Really Don’t Need

May 30, 2018
By Brock Kernin
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Most people try to balance quality and price to fit within their personal budget.  However, you will be surprised at how expensive household items can be if money is not an issue. Here are seven examples. Bathroom Faucet Complete your bathroom … [Read more...] about Outrageously Expensive Household Items You Really Don’t Need

starter tool set

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The Six Tools You Need for a Perfect Starter Tool Set

May 7, 2018
By Brock Kernin
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First-time homeowners and renters need a starter tool set for maintenance and home improvement projects. However, they may find it difficult to determine what they really need. Read on for a list of high- use tools that provide the most bang for the … [Read more...] about The Six Tools You Need for a Perfect Starter Tool Set

Home

Review: Ordering Furniture Online From Sam’s Club

August 18, 2017
By Brock Kernin
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Finding the right furniture can be difficult. There may be massive showrooms filled with choices, but sometimes you just can't find what you're looking for. I was having trouble finding exactly what I wanted for an upgrade for my son's room and … [Read more...] about Review: Ordering Furniture Online From Sam’s Club

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