Sometimes, the only way to improve your credit is to get a new credit card and use it responsibly. Yet, one of the worst things you can do when you have bad credit is to apply for more credit cards. However, there is some debt you shouldn’t let … [Read more...] about You Can Improve Your Credit With Credit – But Be Careful
Buying too many clothes can seriously ding the family budget. The average family of four spends around $1,600 a year on clothing. That is a sobering statistic when you contrast how much men spend on clothing annually. As the head of the household or … [Read more...] about Need vs. Want: How Many Clothes Do You Really Need?
Good Financial Habits for College Students Of the 17 million Americans currently enrolled in college, 74 percent qualify as what we used to call "nontraditional" students: One in five is 30 years or older. About half don't rely on their … [Read more...] about 5 Tips For Saving Money In College
A Stressful Experience What's the most stressful event you've had in your life? Applying for college? Going on a job interview? Hosting Thanksgiving dinner for your entire family? … [Read more...] about Stressed By Home Buying? Don’t Be
Are You An Average Worker? The total civilian labor force is slightly over 162 million people, according to the July 2018 Employment Bulletin from the Bureau of Labor Statistics (BLS). 156.0 million of the labor force is currently employed, … [Read more...] about Facts About The Labor Force
As housing prices continue to set new records of unaffordability, there are plenty of good reasons to consider whether it's time to move to a smaller home. Larger houses take longer to clean and have higher maintenance costs. Unless your family … [Read more...] about Is It Time to Move to a Smaller Home?
Sometimes people ignore important warning signs – such as a stop sign, the expiration date on their yogurt, or that rapidly spreading rash. You might ignore those signs and come out okay, but why take that chance? Your credit report and credit score … [Read more...] about Why You Should Check Your Credit Report and Credit Score
Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don't … [Read more...] about You Might Be Underinsured. Ethos Can Fill in the Gaps.
