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Behavior

Behavior

4 Ways To Avoid Upsell Overspending

February 22, 2021
By Brock Kernin
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Anytime you deal with a salesperson, you'll likely be subject to an upsell attempt.  The upsell is a sales pitch which attempts to get you to buy something more expensive than originally intended. The salesperson doesn't care about matching you … [Read more...] about 4 Ways To Avoid Upsell Overspending

Behavior

How to Politely Claim Borrowed Money

November 11, 2020
By Brock Kernin
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  Borrowing money from a friend or family member can be difficult. You want to help them out, but you don't want to sour the relationship if time passes and they don't repay the debt. If you find yourself in that situation, there are some … [Read more...] about How to Politely Claim Borrowed Money

Wasting Money

Behavior

Coronavirus Hysteria: Stop Wasting Money on Products You Don’t Need

March 9, 2020
By Brock Kernin
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Every day the news hammers us with the latest on the Coronavirus. The financial markets are losing ground like no other time in history and people across the United States are shaken almost to the point of mass hysteria. Events are being canceled, … [Read more...] about Coronavirus Hysteria: Stop Wasting Money on Products You Don’t Need

Behavior • Spending

Studies Suggest Work Burnout Causes Poor Financial Decision Making

October 16, 2019
By Sam Hayes
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Let's begin by saying that there's a stark difference between being tired and burned out. We've all been there when getting out of bed on a gloomy autumn day seems impossible and staying focused at a desk an insurmountable feat. Days like these are … [Read more...] about Studies Suggest Work Burnout Causes Poor Financial Decision Making

Behavior

Skip The Checkout Lane With Scan And Go At Sam’s Club

August 11, 2017
By Brock Kernin
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  The worst part about shopping is the checkout lane. It always seems like I get stuck behind the person with a problem, or go into the lane with the slowest cashier. Whenever available, I choose self-checkout because the lines are usually … [Read more...] about Skip The Checkout Lane With Scan And Go At Sam’s Club

Behavior

Do You Tip At Sonic?

April 17, 2017
By Brock Kernin
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On our recent family road trip to Florida my son tapped me repeatedly on the shoulder and excitedly pointed out the window towards a Sonic fast-food restaurant. Since we don't have Sonic in our area, and we had heard the ice cream was very good, we … [Read more...] about Do You Tip At Sonic?

Behavior

Tipping Adventures: Will Tabletop Units Be A Tipping Game Change?

December 23, 2016
By Brock Kernin
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Restaurants are implementing something that may be a game changer when it comes to tipping. I have no problem giving a great tip when it's well deserved, but what I've experienced at an increasing amount of restaurants may reduce the amount that … [Read more...] about Tipping Adventures: Will Tabletop Units Be A Tipping Game Change?

sad people, emotional spending, retail therapy

Behavior

Do Sad People Spend More?

November 14, 2016
By Brock Kernin
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Retail therapy is defined as shopping for the purpose of improving one's mood and/or perspective on the world around them. Or in other words, people go shopping believing that they will feel better after purchasing some new material items. However, a … [Read more...] about Do Sad People Spend More?

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