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Sam Hayes

Sam Hayes is a content contributor associated with Semify, a U.S.-based digital marketing and SEO agency founded in 2008 (originally as HubShout) and based in Rochester, New York. Semify’s editorial team specializes in researched, reader-focused articles on personal finance, consumer topics, and practical lifestyle advice. Their writers and strategists operate entirely in the United States and emphasize accuracy, clarity, and usefulness. Content published under this byline is developed by Semify’s professional writing team.

Finances & Money

Driving Smart: Simple Ways To Save On Car Expenses

November 15, 2019
By Sam Hayes
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There's a sense of freedom that comes with owning a vehicle. But there are also several different kinds of costs that can add up over time and make you question why you don't just ride a bike to work instead. … [Read more...] about Driving Smart: Simple Ways To Save On Car Expenses

Saving Money • Travel tips

How To Take A Relaxing Vacation When You’re Strapped For Cash

November 5, 2019
By Sam Hayes
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Chronic work-related stress can lead to burnout, a type of mental, physical and emotional exhaustion that occurs when you feel emotionally drained, overwhelmed, and unable to meet constant demands. For example, 40% of physicians suffer from … [Read more...] about How To Take A Relaxing Vacation When You’re Strapped For Cash

Finances & Money

Here’s How to Cut Down on Your Energy Spending This Winter

October 31, 2019
By Sam Hayes
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As temperatures start to drop, homeowners and renters alike start to become concerned with their spending. After all, the U.S. Department of Energy estimates that 56% of all energy used in U.S. homes is for heating and cooling. Ultimately, staying … [Read more...] about Here’s How to Cut Down on Your Energy Spending This Winter

Credit • Finances & Money

Online Shopping Tips To Keep Your Cash And Credit Safe This Holiday Season

October 31, 2019
By Sam Hayes
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The holiday season is just around the corner. But before you get a headstart on your online shopping, it's important to remember that the holidays aren't just a time of joy. They're also one of the most dangerous times of the year for your cash and … [Read more...] about Online Shopping Tips To Keep Your Cash And Credit Safe This Holiday Season

Scattered $10 bills

Behavior • Spending

Studies Suggest Work Burnout Causes Poor Financial Decision Making

October 16, 2019
By Sam Hayes
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Let's begin by saying that there's a stark difference between being tired and burned out. We've all been there when getting out of bed on a gloomy autumn day seems impossible and staying focused at a desk an insurmountable feat. Days like these are … [Read more...] about Studies Suggest Work Burnout Causes Poor Financial Decision Making

Finances & Money

Divorce And Families: What Newly Single Dads Need To Know

October 15, 2019
By Sam Hayes
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No matter what events or situations lead up to the decision to get a divorce, the entire process can be incredibly complicated and stressful. This is especially true once children get involved; custody, visitation, child support, and more can all … [Read more...] about Divorce And Families: What Newly Single Dads Need To Know

Saving Money

How Can I Kick Winter Utility Bills To The Curb?

October 15, 2019
By Sam Hayes
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Winter is around the corner and the temperatures outside have already started dropping. Unfortunately, if there's one thing summer and winter have in common it's cranking up your utility bills. According to the U.S. Department of Energy, heating … [Read more...] about How Can I Kick Winter Utility Bills To The Curb?

Home

Old Home, New Tricks: Repair An Old Home On A Budget Before You Sell

October 4, 2019
By Sam Hayes
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Approximately 85% of the nation's homes were built before 1980 and need some kind of home improvement. But when you're putting your home on the market, the last thing you want to do is pay for a major renovation unless it's absolutely necessary. … [Read more...] about Old Home, New Tricks: Repair An Old Home On A Budget Before You Sell

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