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Clever Dude Personal Finance & Money

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Sam Hayes

Sam Hayes is a content contributor associated with Semify, a U.S.-based digital marketing and SEO agency founded in 2008 (originally as HubShout) and based in Rochester, New York. Semify’s editorial team specializes in researched, reader-focused articles on personal finance, consumer topics, and practical lifestyle advice. Their writers and strategists operate entirely in the United States and emphasize accuracy, clarity, and usefulness. Content published under this byline is developed by Semify’s professional writing team.

Automotive

3 Ways to Save Money Buying Your Next Car

March 30, 2022
By Sam Hayes
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Buying a new car can get very expensive. Staying within a budget can be a challenge. Luckily, there are three simple steps you can take to save money on your new car purchase. Learn what steps to take to make sure you are not overpaying for your new … [Read more...] about 3 Ways to Save Money Buying Your Next Car

Finances & Money

Cutting Back on Car Expenses

March 10, 2022
By Sam Hayes
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Owning a car can get expensive. Between the initial purchase, auto repairs, and fuel, it can get overwhelming for some people. However, there are ways to save money on your auto expenses. If you own a car and want to cut back on costs, try these five … [Read more...] about Cutting Back on Car Expenses

Men's Topics

Creating a Man Cave In Your Home On a Budget

February 22, 2022
By Sam Hayes
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A man cave is defined by the decor, tone, and overall feel that it has, as it's the space in the house to which a man can retreat to effectively refuel. It's possible to create an amazing one on a budget, so read on to see a few amazing ideas. A … [Read more...] about Creating a Man Cave In Your Home On a Budget

Behavior

The Real Costs of Drinking and Driving

February 15, 2022
By Sam Hayes
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The real costs of drinking and driving can be staggering. Most people think that if they do not drink and drive that they are immune from its effects. The fact is that drunk driving affects every driver on the road more than you think. Learn more … [Read more...] about The Real Costs of Drinking and Driving

Finances & Money

What To Know About Sales And Marketing This Year

February 10, 2022
By Sam Hayes
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The reason people buy and the messages you have to share. Both are examples of why marketing is so important. From a financial perspective, you make money when you connect with more customers. The more marketing you do, the more efficient and … [Read more...] about What To Know About Sales And Marketing This Year

Saving Money with Properly Insuring Your Vehicle

Cars • Finances & Money

How You Can Be Saving Money By Properly Insuring Your Vehicle

February 9, 2022
By Sam Hayes
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Nothing is worse than being involved in an auto accident and not having insurance to help cover your damages. This is especially true if you are found to be at fault in an accident. A. Consider this: the average driver makes a collision claim for … [Read more...] about How You Can Be Saving Money By Properly Insuring Your Vehicle

Automotive

Dealership vs. Small Mechanic: Who Should Fix Your Car?

January 18, 2022
By Sam Hayes
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Dealership versus a small mechanic? Which solution is best for you? Depending on your vehicle, the amount of money in your pocket, and sometimes, even your attitude, you might be able to walk off with a great auto repair deal or used car purchase. … [Read more...] about Dealership vs. Small Mechanic: Who Should Fix Your Car?

Frugality

How to Make Your Home’s Water Taste Better Without Breaking the Bank

January 5, 2022
By Sam Hayes
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Sometimes tap water doesn't taste the best. Unfortunately, it isn't always in our budget to invest in a heavy-duty water filter for our home or apartment. The good news is that there are still a few key ways you can improve the taste of your water … [Read more...] about How to Make Your Home’s Water Taste Better Without Breaking the Bank

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