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Clever Dude Personal Finance & Money

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Riley Schnepf

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Finances & Money

11 Side Hustles That Sound Cool Until You Do the Math

June 15, 2025
By Riley Schnepf
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The hustle culture is alive and well. Scroll through social media, and you’ll see endless success stories about people turning hobbies into six-figure side hustles. Selling crafts, flipping furniture, delivering food, freelancing—supposedly, anyone … [Read more...] about 11 Side Hustles That Sound Cool Until You Do the Math

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Career

No Calls, No Emails: Why No One Wants to Hire You

June 15, 2025
By Riley Schnepf
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It starts off with high hopes—you send out a few resumes, polish up your LinkedIn profile, maybe even land a phone screening. But then… silence. Days turn to weeks, inbox still empty, phone not ringing. At first, you assume it’s just bad luck. Maybe … [Read more...] about No Calls, No Emails: Why No One Wants to Hire You

DIY, repairs, home project

Home

Is DIY Just a Way to Hide That You Can’t Afford the Real Fix?

June 15, 2025
By Riley Schnepf
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DIY culture has become almost a badge of honor in today’s world. From home improvement influencers on YouTube to Pinterest boards filled with homemade hacks, we’ve been sold the idea that doing it yourself is thrifty, empowering, and even noble. But … [Read more...] about Is DIY Just a Way to Hide That You Can’t Afford the Real Fix?

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Retirement

What Happens to Your Social Security Check When You’re Incarcerated?

June 15, 2025
By Riley Schnepf
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Social Security benefits are considered a lifeline for millions of Americans, especially seniors and people with disabilities. But what happens when someone receiving Social Security ends up behind bars? Whether due to a mistake, poor decisions, or … [Read more...] about What Happens to Your Social Security Check When You’re Incarcerated?

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Stuff

Estate Sales 101: How to Score Big on Antiques, Collectibles, and Rare Finds

June 15, 2025
By Riley Schnepf
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If you’ve ever walked into an estate sale and felt like you stumbled onto a real-life treasure hunt, you’re not wrong. Estate sales are where family heirlooms meet market opportunities—where antique lovers, resellers, and casual bargain hunters … [Read more...] about Estate Sales 101: How to Score Big on Antiques, Collectibles, and Rare Finds

credit card

Credit

Debt Trap: What Really Happens When You Ignore Your Credit Card Balance?

June 14, 2025
By Riley Schnepf
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At first, it seems harmless. You skip a payment, maybe two. Life is hectic, money is tight, and the credit card bill gets buried under a pile of other problems. You tell yourself you’ll catch up next month. But the next month comes, and now it’s even … [Read more...] about Debt Trap: What Really Happens When You Ignore Your Credit Card Balance?

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