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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Justin Weinger

Credit

FICO and You: Making It Work

November 21, 2019
By Justin Weinger
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There are many people who view their credit card as a tool to carry them between paychecks, while others might see it as a card of instant-gratification. For the old-timers, lines of credit and borrowing money was highly discouraged. This demographic … [Read more...] about FICO and You: Making It Work

Credit

Factors That Affect Your Credit Score

November 10, 2019
By Justin Weinger
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Your credit score may be just a number to you, but it can have a huge impact on your life overall. This is the key indicator lenders use when determining your credit worthiness and risk potential. Even if they agree to loan you the money, your credit … [Read more...] about Factors That Affect Your Credit Score

Financial Education

How Small Business Can Prepare for an Economic Slowdown

August 27, 2019
By Justin Weinger
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Savvy business owners know the best time to prepare for a recession is before things begin to go bad. This approach will allow you to act with intent and not find yourself in a position to respond to circumstances completely beyond your control. With … [Read more...] about How Small Business Can Prepare for an Economic Slowdown

Investing

Why Do People Use Premarket Trading?

July 24, 2019
By Justin Weinger
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The United States stock market generally remains open for six and a half hours every day. Between the hours of 9:30 am and 4:00 pm ET, you can trade stocks and securities to your heart's content, using your broker to manage and build your wealth. … [Read more...] about Why Do People Use Premarket Trading?

Credit

Credit Cards 101: When and How Should You Get Your First Credit Card?

June 11, 2019
By Justin Weinger
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Credit cards can either be a temporary solution to your financial problems, but they can also lead to bigger and longer term issues. Credit cards allow you to spend, even if you don’t have the cash handy. This makes spending effortless and quick, … [Read more...] about Credit Cards 101: When and How Should You Get Your First Credit Card?

Car Repairs

How to Save Money on Car Maintenance

May 22, 2019
By Justin Weinger
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Car maintenance and repairs can be costly and if you don’t have a regular budget set aside for maintenance and repairs, it’s going to hurt your wallet in both the short and long term. So how can you save money on car maintenance? Here are our best … [Read more...] about How to Save Money on Car Maintenance

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