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Clever Dude Personal Finance & Money

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James Hendrickson

James Hendrickson is the founder and CEO of District Media, Inc., the company behind SavingAdvice.com. He holds a BA degree and MA degrees from the University of Maryland At College Park and has nearly 20 years of experience writing and publishing authoritative personal finance content. His substantive expertise spans quantitative research, risk analysis, and practical wealth-building strategies developed through extensive work in data-driven decision making and digital publishing.

check your credit score

Finances & Money

Why You Should Check Your Credit Report and Credit Score

June 19, 2018
By James Hendrickson
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Sometimes people ignore important warning signs – such as a stop sign, the expiration date on their yogurt, or that rapidly spreading rash. You might ignore those signs and come out okay, but why take that chance? Your credit report and credit score … [Read more...] about Why You Should Check Your Credit Report and Credit Score

consumerism under Trump

Finances & Money

How Has the Consumer Financial Protection Bureau Changed Under Trump?

May 18, 2018
By James Hendrickson
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President Trump promised changes in Washington upon his election. Whether you are a Trump fan or foe, there's no question he's succeeded in that goal. Sometimes the change is precipitated by the President's choice to lead an agency, as in the case of … [Read more...] about How Has the Consumer Financial Protection Bureau Changed Under Trump?

How much debt repeals daters?

Finances & Money

How Much Debt Repels Daters?

May 11, 2018
By James Hendrickson
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New Survey Shows Average Amounts That Turn Off Suitors Which is the worst first-date mistake – talking about an ex, eating food off your date's plate, or mentioning that you are heavily in debt? … [Read more...] about How Much Debt Repels Daters?

Yellow diamond road sign reading Road to Better Credit

Credit • Finances & Money

Four Moves That Can Improve A 320 Credit Score In 90 Days

January 26, 2018
By James Hendrickson
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Good credit health is essential to achieving big money goals, like buying a car or a home. A poor credit score, such as a 320 credit score, on the other hand, can hold you back from qualifying for credit cards and loans or mean paying higher interest … [Read more...] about Four Moves That Can Improve A 320 Credit Score In 90 Days

Insurance

When is the Best Time to Get Life Insurance?

August 18, 2017
By James Hendrickson
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  The number of people in the U.S. who have life insurance has increased over recent years. However, around one-third of households in the country still have no coverage. Many people put other financial concerns, such as the repayment of … [Read more...] about When is the Best Time to Get Life Insurance?

Free Emagazines Library Card

Cheap Entertainment • Frugality • Saving Money • Value

The Library’s Best Kept Secret: Free Emagazines

August 4, 2017
By James Hendrickson
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Admit it: You love free reading material. If you didn’t, you probably wouldn’t be here, curious to learn about free e-magazines. Electronic versions of magazines are available for free on a growing number of public libraries’ … [Read more...] about The Library’s Best Kept Secret: Free Emagazines

Toddler sleeping peacefully on a soft blanket

Kids And Finances

Tips on Saving Money on Kids

July 11, 2017
By James Hendrickson
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When it comes to saving money and being a parent, you want to ensure that you know the best way to save some cash. Kids can get pretty expensive. This can be a problem for some that are trying to stay on a budget. When the time comes to get some tips … [Read more...] about Tips on Saving Money on Kids

Compound interest formula A equals P times 1 plus r over n to the nt, with variable definitions

Finances & Money

5 Simple Formulas To Improve Your Finances

December 27, 2016
By James Hendrickson
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We hope you had a Merry Christmas! Please enjoy this guest post by our blogging friend Jon from Penny Thots. When it comes to improving your finances, you can do so by using some tried and true math formulas. Now, before you go and run away … [Read more...] about 5 Simple Formulas To Improve Your Finances

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