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Clever Dude Personal Finance & Money

Family, Marriage, Finances & Life

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Batter swinging at a pitch in a baseball game

Frugality

How Expensive Is Going To a Baseball Game?

September 16, 2013
By Brock Kernin
- Leave a Comment

    Over the weekend my wife and I went to watch a Major League Baseball game. We don't go to professional sporting events often, and I was reminded this weekend why. Tickets: The tickets were offered to my wife through her job … [Read more...] about How Expensive Is Going To a Baseball Game?

Cartoon girl driving a red toy car

Frugality

Challenge: How Cheap Can I Get A Rental Car?

September 11, 2013
By Brock Kernin
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    I'm always up for a good challenge, especially when it comes to saving money. My wife and I are going on a little trip next month, and are in need of a rental car.  Naturally I want to keep the bill as low as possible, so … [Read more...] about Challenge: How Cheap Can I Get A Rental Car?

Woman whispering a secret to a friend

Frugality • What Would You Do?

Would You Help a Stranger Save Money?

September 9, 2013
By Brock Kernin
- Leave a Comment

I'm not the kind of person who would approach and talk to a total stranger unless absolutely necessary, especially in the grocery store. But this gentleman obviously was. My wife and I were grocery shopping with calculator in hand to keep a … [Read more...] about Would You Help a Stranger Save Money?

Woman in a suit holding a smartphone

Frugality • Spending

What Apple and Car Salesmen Have In Common?

September 4, 2013
By Brock Kernin
- Leave a Comment

  Last week Apple introduced an iPhone trade-in program which would allow current iPhone owners to get up to $280 for their current iPhone towards the purchase of a shiny new iPhone. It's called the “reuse and recycle” plan which a … [Read more...] about What Apple and Car Salesmen Have In Common?

Cafeteria sign on a building

Frugality

Six Ways to Rock The School Lunchbox

August 28, 2013
By Brock Kernin
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  When our son was in elementary school, my wife and I would joke that he had an approved list of 10 things that he would eat. He didn't care for many of the food options at school, plus he complained about not having much time to eat once … [Read more...] about Six Ways to Rock The School Lunchbox

Spending

How Much is Your Health Worth?

August 26, 2013
By Brock Kernin
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  Late last week, I went to the doctor to discuss some issues I have been having. The doctor very bluntly told me that my body would function much better overall if I lost some weight.  I am overweight as I stand 5 foot 11 and weigh in at … [Read more...] about How Much is Your Health Worth?

Raw steaks

Frugality

Can You Return Food After You’ve Eaten It?

August 21, 2013
By Brock Kernin
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        I knew the steak was moist because juices were pooling around it on my plate. My mouth was watering as I sliced into it revealing it was grilled to a perfect medium. My wife and I took bites of our steaks at … [Read more...] about Can You Return Food After You’ve Eaten It?

Hand signing a receipt next to a card terminal

Frugality

Not Checking Your Receipts? You Could Be Throwing Money Away!

August 19, 2013
By Brock Kernin
- Leave a Comment

  Under normal circumstances it probably would have just slipped through the cracks. For the last few years I have been a participant for the National Consumer Panel. I enter purchases into a handheld UPC scanner that then transmits the … [Read more...] about Not Checking Your Receipts? You Could Be Throwing Money Away!

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