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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Frugality

What’s Your Most Inexpensive Meal?

December 2, 2013
By Brock Kernin
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  Over the Thanksgiving break, my house was overrun by a gang of high school freshman. My son and a bunch of his friends went to a movie, and then came back to our house to hang out, sleep over, and play video games until the early morning … [Read more...] about What’s Your Most Inexpensive Meal?

Roast turkey illustration with tomatoes and oranges

Frugality

Thanksgiving Dinner Cost Breakdown

November 27, 2013
By Brock Kernin
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  Tomorrow is Thanksgiving, and my wife and I are hosting dinner for both our parents. I was talking to some of my coworkers who are also hosting Thanksgiving this year, and are extremely stressed out about it. They've got these huge … [Read more...] about Thanksgiving Dinner Cost Breakdown

3D figure thinking while sitting on a question mark box

Spending

One Simple Question That Could Change Your Life

November 25, 2013
By Brock Kernin
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I've been trying to lose a little weight, but it hasn't going very well for me thus far. I've got the exercise thing down, as I workout 60-90 minutes a day. Locking down what I eat has been a completely different story. After the rest of my family … [Read more...] about One Simple Question That Could Change Your Life

Black Friday sale graphic with shopping carts

Frugality • Spending

5 Steps to Successful Black Friday Shopping

November 20, 2013
By Brock Kernin
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I walked through the door of the electronics super store with the ticket I was given for a killer deal on a laptop.  On the way to the claims desk at the back of the store, I passed by a Nintendo Game Boy display that had a large red sale sign … [Read more...] about 5 Steps to Successful Black Friday Shopping

Red wrapped gift boxes against a starry sky

budgeting

Budgeting for the Holidays Late, Again

November 18, 2013
By Brock Kernin
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I didn't want it to happen again this year, but it did. This year was supposed to be the one where we started saving for Christmas early so by the time November flipped on the calendar we had a wad of cash saved up to buy gifts for our son, each … [Read more...] about Budgeting for the Holidays Late, Again

Smartphone screen displaying the word Guaranteed

Finances & Money

Warranties, Good to the Last Day

November 11, 2013
By Brock Kernin
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  “Dad, one of the buttons on my phone doesn't work anymore.” I took my son's iPhone as I asked him to point out which specific button wasn't working. At his direction I pressed the volume down button and noticed the absence of that … [Read more...] about Warranties, Good to the Last Day

budgeting

How Your Cell Phone Can Break Your Grocery Budget

November 6, 2013
By Brock Kernin
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  It was supposed to be a quick trip to Walmart. My son needed some things for his science project, so I threw on my shoes and said I'd be back in a few minutes. “Wait,” said my wife, “I have a list.” Oh boy. I looked on … [Read more...] about How Your Cell Phone Can Break Your Grocery Budget

Xbox 360 console with a controller

Frugality

How I Got A Brand New Xbox For $100

November 4, 2013
By Brock Kernin
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  “Dad, my Xbox doesn't read discs anymore, it just says the tray is empty.” My son had taken his Xbox to a friend's house the night before. I wasn't thrilled that he was taking it out of the house, and unfortunately my concerns … [Read more...] about How I Got A Brand New Xbox For $100

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