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Staff Writer and YouTube Content Creator for District Media, Inc.

Allen Francis is a veteran staff writer for District Media, Inc., contributing authoritative personal finance content to PFAdvice.com beyond comics, with deep expertise in wealth-building, consumer strategies, and alternative investments. A Marymount Manhattan College graduate and former academic advisor, librarian, and college adjunct, he brings over 15 years of professional writing experience and a proven personal transformation from financial illiteracy to expert advisor.

credit card perks

Credit • Family • Finances & Money

Don’t Miss Out On These Credit Card Perks That Benefit Your Family

November 27, 2018
By Allen Francis
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Most credit card companies don’t fully advertise their rewards programs. Only the major corporate behemoth credit card companies do so on TV. You might have numerous credit card perks, rewards, and bonus incentives available on your card and not even … [Read more...] about Don’t Miss Out On These Credit Card Perks That Benefit Your Family

solar energy

Finances & Money • Home • Saving Money

What You Should Know About Adapting Your Home for Solar Energy

November 23, 2018
By Allen Francis
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Unless you are vigilant about turning off lights and appliances when not in use, you're likely wasting a lot of electricity on a daily basis in the home. The average American pays as much as $1,200 a year for electricity. Depending on where you live … [Read more...] about What You Should Know About Adapting Your Home for Solar Energy

bitcoin investing

budgeting • Finances & Money • Investing • Technology

Interested in Cryptocurrencies? Bitcoin Investing Can Bust the Family Budget

November 20, 2018
By Allen Francis
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When I first started a family, bought a house, and began paying multiple premiums for multiple kinds of insurance policies, I accepted that I had become an adult. Being an adult involves sacrifice – sacrificing personal pursuits and deferring dreams … [Read more...] about Interested in Cryptocurrencies? Bitcoin Investing Can Bust the Family Budget

rent vs buy

Finances & Money • Home • Mortgages

Buying a Home Isn’t Always the Best – Here’s When You Should Rent

November 16, 2018
By Allen Francis
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I was unfamiliar with the concept of “starter homes,” before I ended up owning. I actually rented two smaller houses before I saved enough money to buy my own house. Who doesn’t dream of home ownership? Owning a home is part of the American ideal of … [Read more...] about Buying a Home Isn’t Always the Best – Here’s When You Should Rent

minimalist lifestyle

budgeting • Finances & Money • Saving Money

How a Minimalist Lifestyle at Home Can Save Your Budget

November 13, 2018
By Allen Francis
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We are all guilty of wasteful practices at home – wasteful practices that end up costing us money in the long run. No, let me rephrase that. I have been guilty of wasteful practices at home. It is an unforgivable habit to develop when you have a … [Read more...] about How a Minimalist Lifestyle at Home Can Save Your Budget

hacks for paying down mortgage

Debt • Finances & Money • Home • Saving Money

Mortgage Payment Hacks That Can Save You Big Money

November 6, 2018
By Allen Francis
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  Like a lot of people, I struggle with my mortgage payments. According to the Federal Housing Finance Agency, the average mortgage loan amount is about $313,000. The interest rate for most mortgages is just under 5%. The average monthly … [Read more...] about Mortgage Payment Hacks That Can Save You Big Money

motor insurance

Automotive • Finances & Money • Insurance

Here’s How You Can Customize Your Car Insurance Needs to Save Money

October 31, 2018
By Allen Francis
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The variance of car insurance payments between two drivers could be a difference of hundreds of dollars a year  – based just on the model of the vehicle. This information not only dictates the price of your coverage, but also many of the data points … [Read more...] about Here’s How You Can Customize Your Car Insurance Needs to Save Money

car hacks

Automotive • budgeting • Car Repairs

How to Save Money on Repairs With Self-Maintenance Car Hacks

October 26, 2018
By Allen Francis
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As the owner of a vehicle, you assume numerous and reoccurring financial obligations to keep it running. Every month, season, and year, you're bound to encounter maintenance problems that will require repair. How often you encounter such maintenance … [Read more...] about How to Save Money on Repairs With Self-Maintenance Car Hacks

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