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4 Things You Need To Know About Prepaying For Gas

July 16, 2023
By Brock Kernin
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Being from a rural area of the Midwest, traveling to other parts of the country exposes me to alternate ways of doing things. During a long car trip with my family, I learned all about prepaying for gas.

I use cash as often as I can, so when I fill up with gas at home I select the option on the pump to pay inside, fill up, and then go inside the station.  While on our trip I found that a familiar button was missing from the face of the pump. Instead, I found a sign stating customers paying with cash was required to prepay inside. I wasn’t sure how the process worked since I didn’t know how much it would cost to fill up my tank.

Confused, I walked inside to ask some questions and learned the following about prepaying for gas:

Prepaying for Gas is Normal

In the upper Midwest, paying for gas after filling up is common. However, if I travel far enough in any direction prepaying becomes the norm. In larger cities people driving off without paying is a problem. Customers are required to either pay with a credit or debit card at the pump or prepay inside with cash.

Prepay Any Amount

Customers can prepay any amount inside the store. The pump will stop when your payment is exhausted, or your tank is full.

Getting Change

If you prepay an amount that is greater than the amount put into your vehicle, you have to go back inside the store to get your change.

Requires Change in Perspective 

At home, I fill up and then go into the store to pay for my gasoline and pick up any items I wanted. When prepayment is needed, one would simply go into the store to prepay and get your items first.

Penalty for Not Paying

Penalties for being convicted of a “pump and run” vary from state to state. In Minnesota, the offender is on the hook for the price of the gasoline, a $30 service charge, and a civil charge of the price of the gasoline or $100, whichever is greater.  In contrast, in Ohio, one might incur a $1000 fine, 6 months in jail, and suspension of license for 6 months.

And, in Washington State theft of Motor Vehicle Fuel is a gross misdemeanor punishable by license suspension for up to six months, here.

Prepayment of gasoline is the norm in much of the country. However, for some, this is a foreign concept. The first time one encounters having to prepay, it may seem confusing as to exactly how the process is supposed to work.  But after you get the hang of it, it becomes second nature.

How about you, Clever Friends, are you required to prepay for gas where you live?

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About Brock Kernin

Brock is a software engineer by day and personal finance blogger at night. He is a fitness junkie and enjoys grilling and smoking meat. Married with two children,  Brock strives to improve his skills as a husband and father, and is always on the lookout to stretch his family’s budget as far as he can.

Reader Interactions

Comments

  1. Alexis @FITnancials says

    March 31, 2017 at 7:07 pm

    I’ve never been to a gas station that doesn’t require me to prepay before I start pumping, but I’ve also never had to pay for gas in the upper Midwest, so that makes sense. I wonder why it’s different across the country.

    Reply
    • Brock says

      April 3, 2017 at 3:10 pm

      It’s definitely a regional thing. Either way, it’s a bit of a culture shock to see the opposite “norm.” I don’t know if it’s a matter of people in the midwest being more trusting or what.

  2. Tpol says

    April 3, 2017 at 1:21 pm

    In my country, there are no self service stations. So if you want to pay cash, you can do so without leaving the car. For credit cards, you need to go inside.

    Reply
    • Brock says

      April 3, 2017 at 3:11 pm

      Wow, Tpol, it’s been YEARS since I’ve seen a full service station in the US. I don’t think I’d like it, honestly, I’m a “I can do it faster myself” kind of guy. 🙂

  3. John says

    March 4, 2021 at 10:33 pm

    Pre pay gas is actually very uncommon. It’s a city thing.

    Reply
  4. Cheri says

    December 4, 2021 at 11:14 am

    What if I don’t know how much gas I need for a fill and prepay $20 and it’s not full? Do I have to go back in and pay more and start pumping again? Will I always get all my change back, how do they know which pump I’m on, if they can’t keep watching the pumps all the time?

    Reply
  5. Michele says

    September 2, 2023 at 7:37 pm

    This may be true for your specific location; but at most gas stations if you prepay and pump less gas than the prepay amount the amount is automatically refunded to your card. Google / research this. I don’t think you should publish this, I think it’s incorrect info or only relevant to your rural area; it’s not common; we drove cross country three times and were in the upper midwest, and never had this be the case

    https://www.google.com/search?q=when+prepay+gas+is+less+than+what+paid&oq=when+prepay+gas+is+less+than+what+paid&aqs=chrome..69i57.7545j0j7&sourceid=chrome&ie=UTF-8

    Reply
  6. Big says

    April 12, 2025 at 2:23 pm

    What happens when you prepay $20 and get nothing but had 1/4-1/2 tank and can’t prove you didn’t get any it’s happened to me 2 times so I never prepay

    Reply

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