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Clever Dude Personal Finance & Money

Clever Dude Personal Finance & Money

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Banking • Finances & Money

When can we stop writing checks?

December 19, 2009
By Clever Dude
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15 years ago • Comments

Almost 2 years ago, I wrote about how we're using less and less checks each year. Thanks to the power of online banking, we've gone from running through boxes of checks every 18 months down to a box about every 7 years: 2004: 95 2005: 96 2006: … [Read more...] about When can we stop writing checks?

General

I’m not a perfectionist

December 17, 2009
By Clever Dude
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15 years ago • Comments

It's been a few weeks since I told you I was presenting my final project for my masters degree. Other than that, I just had to finish up one more class which happens to end next week. You would think I would have been excited to finish after over 2 … [Read more...] about I’m not a perfectionist

Credit • Debt • Family or Marriage • Finances & Money • Frugality

Our Journey to Debt Freedom: Graduation through Engagement

December 3, 2009
By Clever Dude
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15 years ago • Comments

So, I've laid out how we got to our total consumer debt of $113,000 (not counting our roughly $400,000 mortgage). Now it's time to explain how we began to dig our way out. First, though, let me take you back to May, 2001 when I graduated college … [Read more...] about Our Journey to Debt Freedom: Graduation through Engagement

Finances & Money

Amazon Holiday Deals: Free or Cheap Music, Games and Books

December 2, 2009
By Clever Dude
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15 years ago • Comments

Free Music I like Christmas music, and I like free, so it's a good thing Amazon has rolled out its 25 free MP3s in 25 days again this Christmas season. If you miss a day, you can still go back and download it. Downloading MP3s from Amazon … [Read more...] about Amazon Holiday Deals: Free or Cheap Music, Games and Books

Automotive • Credit • Debt • Finances & Money

Our Journey to Debt Freedom: The Beginning

November 22, 2009
By Clever Dude
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16 years ago • Comments

As of November 12, 2009, we're free of consumer debt. In the article, I promised to tell you all how we got out of $113,000 in debt, but I realized that I first need to tell you how we got into the debt. I'll try to be brief with the story, which … [Read more...] about Our Journey to Debt Freedom: The Beginning

Debt • Finances & Money • Home

Our adjustable mortgage rate reset! Oh No!

November 15, 2009
By Clever Dude
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16 years ago • Comments

Actually, I'm pretty excited that our adjustable mortgage rate reset. A couple months ago, I wrote all about the details of our two mortgages. To recap, our primary mortgage, which is about $300,000, is a 5/1 interest-only ARM mortgage. The "5" means … [Read more...] about Our adjustable mortgage rate reset! Oh No!

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Best of Clever Dude

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