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Finances & Money

Rerouted Debt Payment and Debt Scale Changes

February 4, 2008
By Clever Dude
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Where to start? First, due to the changes in mortgage rates and house prices, we've had to think about refinancing. As I mentioned, we're rather stuck with lower property values infringing on the equity we need to be able to refinance both of our … [Read more...] about Rerouted Debt Payment and Debt Scale Changes

Finances & Money

Pay Attention to Your Insurance Bills

January 24, 2008
By Clever Dude
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Just a quick reminder that you should review your insurance "statement of benefits" and bills to ensure they are classified and paid properly. You can't rely on the doctor's staff to submit the bills to your insurance properly, and you also can't … [Read more...] about Pay Attention to Your Insurance Bills

Finances & Money

Planning to Go Back into Credit Card Debt

January 17, 2008
By Clever Dude
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Since paying off our credit card debt last year (then again after buying a MINI Cooper), we haven't carried a card balance more than a few weeks. Generally, I pay off our card balance even before the statement is sent out. It's a great feeling to not … [Read more...] about Planning to Go Back into Credit Card Debt

Finances & Money

Fall 2007 Semester is Over! A bittersweet ending…

December 13, 2007
By Clever Dude
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Yes, this semester is finally over. I took 6 credits (2 courses) in addition to working full time, and I have to say it was painful. I was still able to have time in the evenings, but mostly because I began to just ignore classwork, friends, my wife … [Read more...] about Fall 2007 Semester is Over! A bittersweet ending…

Finances & Money

Fall 2007 Semester Almost Over!

December 4, 2007
By Clever Dude
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I'm almost finished with my first semester of my graduate degree, and I couldn't be happier. I'm taking two 3-credit courses, and the classwork (including time in class and travel to classes) has added an average 12-15 hours to my work-week. It's … [Read more...] about Fall 2007 Semester Almost Over!

Finances & Money

Finally, 2008 Annual Benefits Enrollment is Complete

November 8, 2007
By Clever Dude
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Wow, our annual benefits enrollment was a crappy experience this year. Luckily, I had Shawn's "How to Choose the Right Health Care Plan" series, and his phone number. There was no overlap between Stacie's enrollment (due end of month) and my own … [Read more...] about Finally, 2008 Annual Benefits Enrollment is Complete

Finances & Money

Fall 2007 Semester Update: Midterms are Over!

October 30, 2007
By Clever Dude
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Some of you know that I started my graduate degree last month (September), as well as work full-time and write daily (except weekends) for Clever Dude. Although my wife would disagree that I actually WORK full-time (I'm here 8 hours, ok!), going to … [Read more...] about Fall 2007 Semester Update: Midterms are Over!

Finances & Money

Do we miss our car?

September 5, 2007
By Clever Dude
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A few weeks ago, we sold our 2005 Chevrolet Malibu sedan. Basically, it was cheaply made and we wanted something projected to be more reliable. Oh, and it didn't have a number of safety options like side-curtain airbags and ABS. I saw the crash test … [Read more...] about Do we miss our car?

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