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medical insurance

Insurance

Can Your HSA Contribution Amount Be Changed During The Year?

May 22, 2017
By Brock Kernin
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   Life doesn't usually give the courtesy of telling you when it's about to change drastically. It doesn't provide a crystal ball. If it did, that ball certainly would come in handy late in the year during the medical insurance enrollment … [Read more...] about Can Your HSA Contribution Amount Be Changed During The Year?

Insurance

In Network vs Out Of Network Medical Insurance Coverage

May 19, 2017
By Brock Kernin
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Medical insurance coverage can be confusing, and calling your provider's customer support line may not be much help unless you understand some of the basic languages. One such topic that confuses many people is in network coverage compared to out of … [Read more...] about In Network vs Out Of Network Medical Insurance Coverage

Insurance

A Simple Trick To Understanding Your Medical Insurance Policy

January 13, 2017
By Brock Kernin
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Sometimes it seems like a special degree is required to dissect and interpret today's ever increasing insurance policies. One might think they understand what's covered, and what's not or how to proceed with treatment to get the maximum medical … [Read more...] about A Simple Trick To Understanding Your Medical Insurance Policy

Insurance

Have You Earned All Your Employer’s HSA Incentives?

December 11, 2015
By Brock Kernin
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Image courtesy of hyena reality at FreeDigitalPhotos.net My medical insurance consists of a high deductible PPO with a Health Savings Account (HSA). It works well for my family because our medical expenses in a given year are low, and my employer … [Read more...] about Have You Earned All Your Employer’s HSA Incentives?

Insurance

5 Things You Need To Know About Flexible Savings Arrangements

November 16, 2015
By Brock Kernin
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It's open enrollment time for medical insurance, which means people are comparing plan prices and coverage to determine what will work best for them as an individual, or for their family. One potential option is a high deductible PPO (Preferred … [Read more...] about 5 Things You Need To Know About Flexible Savings Arrangements

Insurance

Save Money By Increasing Your Dental Insurance Coverage

November 4, 2015
By Brock Kernin
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I felt something hard in my mouth as I chewed a Starburst candy left over from Halloween. At first I wondered if something was in the candy, but as I felt the inside of my mouth with my tongue I realized a filling had come out of one of my … [Read more...] about Save Money By Increasing Your Dental Insurance Coverage

Ways My Wife Saves Us Money

Ways My Wife Saves Us Money : Ask Your Pharmacist For Cheaper Medication Edition

March 9, 2015
By Brock Kernin
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“Can we get more of this?” my son asked as he handed me an empty container of prescription acne medication. When we first got it last year, his acne was in full blown mid-teenager form. The cream helped a lot, but once it ran out, it wasn't long … [Read more...] about Ways My Wife Saves Us Money : Ask Your Pharmacist For Cheaper Medication Edition

Insurance

Do You Understand Your Medical Insurance Explanation Of Benefits Statements?

September 17, 2014
By Brock Kernin
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Image courtesy of Baitong333 at FreeDigitalPhotos.net “We gotta go to the doctor,” my wife said as she hung up the phone. The phone call had been from my sister-in-law, who's family had stayed with us the previous weekend, informing us that … [Read more...] about Do You Understand Your Medical Insurance Explanation Of Benefits Statements?

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