It’s not about being rich. The most financially calm, confident people aren’t always pulling in six-figure incomes. What they’ve mastered instead is control—control over spending, saving, and long-term habits that make money feel like an ally, not an … [Read more...] about 10 Budget Hacks Used by People Who Never Stress About Money
Budgeting always makes me feel like I am going without something or sacrificing. It’s like dieting with dollars instead of calories. No matter how much of a positive spin I try to put on the concept of budgeting, it’s basically a form of … [Read more...] about Advantages and Limits of Budgeting
Breaking problems down into manageable sized pieces is a familiar process for me. As a software engineer I do it every day. The first thing an engineer does when given a large and complex problem is to find a way to break it into smaller, less … [Read more...] about This Trick WILL Help You Afford Things Bigger Than Your Budget
“I know it's a lot of money, but I was wondering....†said my wife as we drove home from work. She went on to explain that she was out of some facial products and was wondering if we could allocate some funds to buy new ones. The salon where … [Read more...] about Budgeting Techniques: Prioritize Purchases vs Delayed Spending
