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Do You Know What’s Covered By Your Appliance Protection Plan?

June 1, 2016
By Brock Kernin
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I was sure it would eventually happen again. I was right. My squeaky dryer, that suddenly became quiet, started squeaking again. More accurately, the squeak had turned into more of a squeal. Without saying a word, my wife and I had a complete conversation. I gave her look saying, “Time to search YouTube for help on how to replace the drum bearings," but her face was more along the lines of, “I’m going to start searching the internet for the best deal on a new dryer."

Our conversation then continued with actual verbal communication. With our dryer being 12 years old, she figured it was getting close to end of life and we’d be better off buying a new one. I insisted I could fix it, delaying an expense of hundreds of dollars. Before the discussion became heated, my wife suddenly wrinkled her forehead and wondered aloud if our dryer was covered by our appliance protection plan.

Our dryer could be repaired at no charge if it was covered under our appliance protection plan.

I knew our water heater was covered, as well as all our kitchen appliances and our furnace / air conditioner. For some reason I thought that the washer and dryer were NOT covered. However, when my wife called the service provider she found that our dryer was indeed covered by our plan. She scheduled a service call for the dryer, as well as to have our washer looked at since there was a minor amount of water leakage on occasion.

A few days later a service technician arrived at my home to look at both our washer and dryer. He replaced the hose on the washer, and ordered parts for the dryer. Once the parts arrived, he came back to install them.

I’m happy to report that my dryer is now squeak free.

We have an appliance protection plan, but we almost didn’t utilize it for our washer and dryer. Because we didn’t know all the details of our plan, I almost ripped apart our dryer for a DIY repair. Even worse, we might have eventually gone down the path of buying a new dryer. Neither of these was necessary. All we had to do was pick up the phone.

Do you have an appliance protection plan? Do you know what appliances are covered under your plan? Maybe it’s time for a review!

Brought to you courtesy of Brock

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Image of Clever Dude writer Brock Kernin.

About Brock Kernin

Brock Kernin is a software engineer and personal finance writer who paid off more than $100,000 in credit card debt through disciplined budgeting and debt-management strategies. Drawing on that experience, his BA degree and years of practical writing, he contributes clear, actionable money guidance to CleverDude focused on everyday financial decisions, frugal living, and long-term stability.

Reader Interactions

Comments

  1. Money Beagle says

    June 1, 2016 at 1:20 pm

    It’s actually on my to-do list to cancel mine.

    Reply
    • Brock says

      June 12, 2016 at 1:53 pm

      Whether an appliance protection plan is worth it is a personal choice based on what’s going on with your appliances…..in my case after several repairs I think I’ve come out ahead with it.

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