The only useful thing about credit cards is that you can use them to pay off other credit cards. In other words, they help perpetuate debt cycles throughout a working lifetime. Unless your debt obligations are minimal, you don’t need credit cards in … [Read more...] about Here are the 3 Alarming Signs That You Don’t Need Credit Cards
“There’s an app for that.” This was a catchphrase years ago that we don’t hear much now. Perhaps because apps are so ubiquitous? Anyway, I recommend a new catchphrase asking, “can you refund apps?” OK, not a question, but you know what I mean. The … [Read more...] about Valid Reasons Why You Can Refund Apps
I love insightful quotes and I read one recently that sticks in my mind. Consider - There are two kinds of people in life: the person you see in the mirror and the person you want to see in the mirror. This quote applies to us all on the subject of … [Read more...] about Traveling with Kids? Heed These Tips to Save Money and Sanity
No matter what events or situations lead up to the decision to get a divorce, the entire process can be incredibly complicated and stressful. This is especially true once children get involved; custody, visitation, child support, and more can all … [Read more...] about Divorce And Families: What Newly Single Dads Need To Know
Study abroad semesters may not be for everyone, but I am glad did it in my youth. In 1997, I studied in London, England for one college semester. I won a partial scholarship, but financial aid mostly paid for it. It was a time of my life when I had … [Read more...] about Personal Reflection: Studying Abroad Was the Best Thing I Ever Did – Can It Benefit Your Child?
Most parents know that tuition costs are high, but they don’t always appreciate all of the ancillary costs that go hand-in-hand with tuition. Some clever parents even start college funds early in the life of their children. However, even that might … [Read more...] about Using a 529 Plan to Pay for Student Room and Board
Budgets typically tell you what you can’t afford to buy. However, its only your resolve that can keep you from buying such things anyway. It takes resolve to hold a family together and to raise children in a home. And if there is one thing that a … [Read more...] about Ideal Grocery Budget for a Family of 4
It can cost $233,000 to raise a child from birth to age 18. Or, about $14,000 a year. There is a joke about raising children I think about often in reference to this estimate. Parents must prepare them for the difficulties of life, so … [Read more...] about Top 3 Reasons Why Universities Are So Expensive
