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Finances & Money

10 Clever Ways to Maximize Your Workers Compensation Claim

December 27, 2019
By Susan Paige
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It can be rather difficult to make ends meet after a work injury, which is why you should try your level best to maximize your Workers Compensation Claim if you happen to suffer from an injury at work.

Here we will detail for you, the 10 clever ways through which you can maximize your Workers Compensation Claim.

  • Report Your Injury Almost Immediately

As soon as you suffer from an injury, do yourself a favor and report it to your boss without any delay. You are required by the state law to give notice of your injury within a deadline, and you might end up losing your rights if you do not file the claim within the deadline.

  • Seek Medical Treatment As Soon As Possible

Other than quick recovery, seeking medical treatment immediately can help you in gathering medical evidence for your Compensation Claim.

  • Switch to A Doctor Who Looks After Your Best Interests

Doctors chosen by the Insurance companies are aimed more at minimizing your injuries to lower your Compensation Claim. Instead, go for a doctor who would have your best interests at mind and would treat you properly.

  • Go Through & Understand the Benefits Available

While the benefits vary from state to state, it is best to check which kind of benefits you can avail in your State, and which category of disability you fall in.

  • Prepare Well for the IMEs

Independent Medical Examinations are when the Insurance Company hires a doctor to review your medical records and issue a report. Since they aim to lower your benefits, it is best to remain prepared for any kind of tricky questions.

  • Maintain Consistency in Your Statements

No matter what happens, do not deviate from your previously made statements and think it all through before finally making a statement. 

  • Learn to Tackle the Private Investigators

Insurance companies tend to hire Private Investigators to spy on the employees and see if they are really injured and require the compensation or not. So beware of such Private Investigators and try not to make yourself look overtly healthy on social media or in real life.

  • Ensure to Keep Copies of Your Paperwork

Good recordkeeping is necessary to ensure that your proceedings go smoothly. It is essential to have all of your paperwork and notes organized, including calls made to the insurance company, out-of-pocket expenses etc.

  • Do Not Miss any Scheduled Legal Proceedings

Unless your case is being handled by a lawyer, make sure never to miss any of your legal meetings or court dates during an appeal otherwise you will risk losing all of your benefits.

  • Hire a Workers’ Compensation Lawyer if Possible

You may not have the expertise, knowledge or even the energy to fight for your Claim by yourself. As such, it is best to hire a Workers’ Compensation Lawyer such as Snow, Carpio & Weekley, PLC to fight your battle for you!

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