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7 DIY Projects That Lower Home Safety Scores

July 11, 2025
By Travis Campbell
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DIY project
Image Source: pexels.com

Home improvement projects can be fun and rewarding. You get to save money, learn new skills, and make your space feel more like your own. But not every DIY project is a good idea. Some can actually lower your home safety score, making your house riskier for you and your family. A lower home safety score can also mean higher insurance costs or trouble selling your home later. It’s easy to overlook safety when you’re focused on saving money or finishing a project fast. But knowing which projects to avoid can help you keep your home safe and your home safety score high.

1. Removing Smoke or Carbon Monoxide Detectors

Some people take down smoke or carbon monoxide detectors because they beep or look ugly. Others forget to replace batteries or just remove them during renovations. This is a big mistake. These detectors are your first line of defense against fire and deadly gas leaks. Without them, you might not get a warning in time to escape. Insurance companies often check for working detectors when they assess your home safety score. If you remove them, you’re putting everyone at risk. Always keep detectors in place and test them monthly. Replace batteries at least once a year.

2. DIY Electrical Work

It’s tempting to fix a broken outlet or add a new light switch yourself. But electrical work is risky if you’re not trained. Bad wiring can cause shocks, fires, or even death. Many house fires start because of faulty DIY electrical jobs. If you mess up, you could also void your insurance or lower your home safety score. Licensed electricians know how to do the job safely and up to code. If you’re not sure what you’re doing, call a pro. It’s not worth the risk.

3. Blocking Emergency Exits

Some people block windows or doors with furniture, shelves, or even nailed boards for extra security. Others seal up basement windows to keep out drafts. But blocking emergency exits is dangerous. In a fire or other emergency, you need clear paths to get out fast. If exits are blocked, you could get trapped. Home inspectors and insurance agents look for clear exits when they rate your home safety score. Keep all exits clear and easy to open. Don’t let a couch or a bookcase stand between you and safety.

4. Removing Handrails or Guardrails

Handrails on stairs and guardrails on decks or balconies are there for a reason. They prevent falls, especially for kids, older adults, or anyone with mobility issues. Some DIYers remove them to open up a space or for a cleaner look. But without rails, the risk of falling goes way up. Falls are a leading cause of injury at home, and missing rails can lower your home safety score. If you want a new look, replace old rails with safer, sturdier ones. Never leave stairs or high places unprotected.

5. Installing Non-Slip Flooring Incorrectly

Slippery floors are a common cause of accidents. Many people try to fix this by installing non-slip tiles or mats themselves. But if you don’t follow the right steps, the flooring can come loose or create tripping hazards. Poorly installed mats can bunch up, and tiles can crack or shift. This makes things worse, not better. A bad flooring job can lower your home safety score and increase your risk of injury. If you’re not sure how to install non-slip flooring, get help or stick to simple, secure mats.

6. DIY Window Replacements Without Safety Locks

Replacing windows can save energy and update your home’s look. But if you skip safety locks or use the wrong hardware, you make it easier for intruders to get in. Windows without proper locks are a big red flag for home safety score checks. They also put your family at risk. Always use strong, secure locks when installing new windows.

7. Removing or Covering Up Ground Fault Circuit Interrupters (GFCIs)

GFCIs are special outlets that protect you from electric shock, especially in kitchens, bathrooms, and outdoors. Some DIYers remove them because they trip too often or look bulky. Others cover them up with regular outlets. This is a serious safety risk. GFCIs are required by code in many areas and help keep your home safety score high. Without them, you’re more likely to get shocked or start a fire. If your GFCI trips a lot, it might be a sign of a bigger problem. Don’t remove it—fix the real issue.

Keeping Your Home Safety Score High Matters

Your home safety score isn’t just a number. It affects your insurance, your peace of mind, and your family’s well-being. Small DIY mistakes can have big consequences. Before you start a project, think about how it might affect your home’s safety. A safe home is worth the extra effort.

What DIY projects have you tried that made your home safer—or less safe? Share your stories in the comments.

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Travis Campbell

About Travis Campbell

Travis Campbell is a digital marketer and code developer with over 10 years of experience and a writer for over 6 years. He holds a BA degree in E-commerce and likes to share life advice he's learned over the years. Travis loves spending time on the golf course or at the gym when he's not working.

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