David at Money Under 30 has a good post about a surprising number: The Freshman $1,500. He writes about the pitfalls of getting a credit card before you can manage the responsibility of your spending, and the effects of your spending. I actually … [Read more...] about Avoid the freshman 1,500…Wait, what?
Two big things happening this month: 1. Wednesday is my first day of graduate school. Stacie will be packing my lunch and seeing me off to the yellow bus. I'm sure she'll be crying cause her little boy is all grown up. Oh, wait, I can drive myself … [Read more...] about Back to School and 1 Month Left of Credit Card Debt
Back in June, I asked "what's our next early payoff challenge". We have credit card, auto and student loan debt, plus our mortgage (but that doesn't count right now). I was really leaning towards paying off our credit card debt next, even though it's … [Read more...] about Classifying your debt: The Good, the Bad and the Ugly
...you can accomplish anything. That's what I realized today while discussing our debt with a friend. You see, I know how much debt we started with ($112,890), and I know how much we have remaining ($54,737), but I never thought about how we got down … [Read more...] about When you put your mind to it…
We have too many accounts, and I can't handle the overwhelming feeling of clutter and confusion, even though they're just sitting there minding their own business. We have: 2 Checking Accounts (Bank of America is primary) 5 Savings Accounts … [Read more...] about I can’t handle all these accounts!
Just last week, I broke the news that we paid off our $25,000 car loan in just 25 months. When we first bought the car, we weren't trying to pay it off fast, but I just began putting increasing amounts towards each payment, and sending multiple … [Read more...] about What’s our next “Early Payoff” challenge?