Since paying off our credit card debt last year (then again after buying a MINI Cooper), we haven't carried a card balance more than a few weeks. Generally, I pay off our card balance even before the statement is sent out. It's a great feeling to not … [Read more...] about Planning to Go Back into Credit Card Debt
Some of you may have noticed that the red bar for the MINI Cooper in our debt scale on the right sidebar is gone. That means that both the bank loan and the 0% credit card loan are all paid off! That also means that we paid off over $19,000 in just … [Read more...] about The MINI Cooper is totally ours. Next up…
For many of us personal finance bloggers, the idea of debt and credit cards is comparable to living in the 4th circle of hell. However, for many others who are responsible with their credit, we treat credit and debt as opportunities. My … [Read more...] about Helping my Father-in-Law with Credit
Well, it's just 2 days after announcing that I opened a Bank of America Money Market Savings Account, and whining about how they almost instantly dropped the rate on me from 5.3% to 4.65% APY. I figured I'd just keep my money in my HSBC Direct … [Read more...] about HSBC Direct lowers rate! Duh duh duh!
only $48,129 left to go! That's our chart from the No Credit Needed Network (thanks NCN!). The "Paid" numbers are a bit off since I began the chart well into our debt repayment period. Yeah, that's a lot of debt, but here's the thing. Now … [Read more...] about $64,761 of debt down and…
Casey, a subscriber and commenter here at Clever Dude, had some great comments on our article Examine Your Motives: Buying A Home, so I asked her to make her comment into a full article. Casey and her husband are in their early 30s and currently live … [Read more...] about Renting vs Buying a Home: A Detailed Calculation