I couldn't fall asleep Friday night, so I decided to look at our budget a little more closely. I had postponed the final payment for our credit card debt until early October because we have some other bills this month. However, I realized that I had … [Read more...] about Guess what…We don’t have credit card debt anymore!
David at Money Under 30 has a good post about a surprising number: The Freshman $1,500. He writes about the pitfalls of getting a credit card before you can manage the responsibility of your spending, and the effects of your spending. I actually … [Read more...] about Avoid the freshman 1,500…Wait, what?
I really could have done this last month, but I didn't. You may know that we started with a peak of $20,000 in credit card debt (I say "we", but I mean "I"). I can't remember the exact amount, but I left college with about $15,000 in credit card … [Read more...] about Major Milestone: Credit Card Debt
We have too many accounts, and I can't handle the overwhelming feeling of clutter and confusion, even though they're just sitting there minding their own business. We have: 2 Checking Accounts (Bank of America is primary) 5 Savings Accounts … [Read more...] about I can’t handle all these accounts!
There's a reason we Personal Finance sites have disclaimers. We make mistakes too. Yesterday, I transferred a large sum of money from my recently opened HSBC Direct account to my Bank of America account in order to then take advantage of … [Read more...] about The stupid thing I did today
Ok, so if your credit cards were filing cabinets, and each charge was its own folder, would you have 1 cabinet? 5 cabinets? 20 cabinets? How about folders? 1, 10, 100, or more? I admit it. I have a few cabinets. Right now, all my folders are in … [Read more...] about Got too much credit card debt? Rotate It!