Comments on: Your Credit Problems Aren’t Your Fault…Wait, What? http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/ Family, Marriage, Finances & Life Sat, 11 Feb 2012 13:09:32 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Paige http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/comment-page-1/#comment-28157 Paige Fri, 29 Aug 2008 04:14:57 +0000 http://www.cleverdude.com/?p=915#comment-28157 I couldn't agree with you more, especially if you look at the kind of problems young people have with credit, it seems so obvious that they are not being savvy about managing money and making all the wrong choices. If you do not start owning up, you will keep making the wrong choices later on in life also and never come out of the debt spiral any time in their life. Paige http://www.onemint.com I couldn’t agree with you more, especially if you look at the kind of problems young people have with credit, it seems so obvious that they are not being savvy about managing money and making all the wrong choices.

If you do not start owning up, you will keep making the wrong choices later on in life also and never come out of the debt spiral any time in their life.

Paige
http://www.onemint.com

]]> By: Big Ryan http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/comment-page-1/#comment-25923 Big Ryan Mon, 21 Jul 2008 18:26:19 +0000 http://www.cleverdude.com/?p=915#comment-25923 Watching your presidential candidates on the campaign trail (I'm from Canada) talk about the 'credit crisis' only propagates the idea that your debt is someone else's fault. All this talk about predatory lending gets a bit old. I agree with CarFan that there is a culture of spending in North America, but it has to be your own responsibility to do the research and control your own spending. Too many people are spending beyond their limits and now they're in trouble. Watching your presidential candidates on the campaign trail (I’m from Canada) talk about the ‘credit crisis’ only propagates the idea that your debt is someone else’s fault. All this talk about predatory lending gets a bit old. I agree with CarFan that there is a culture of spending in North America, but it has to be your own responsibility to do the research and control your own spending. Too many people are spending beyond their limits and now they’re in trouble.

]]> By: CarFan http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/comment-page-1/#comment-25666 CarFan Thu, 17 Jul 2008 08:04:30 +0000 http://www.cleverdude.com/?p=915#comment-25666 I totally agree as well that ultimately it's your fault. However, I must also admit that society as a whole is to blame in a way too. People are bombarded with advertising, made to feel good only if they spend and life success is often measured by how much people own (instead of their moral values and actions). I totally agree as well that ultimately it’s your fault. However, I must also admit that society as a whole is to blame in a way too. People are bombarded with advertising, made to feel good only if they spend and life success is often measured by how much people own (instead of their moral values and actions).

]]> By: Tropper http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/comment-page-1/#comment-25576 Tropper Tue, 15 Jul 2008 20:12:47 +0000 http://www.cleverdude.com/?p=915#comment-25576 I agree, I agree, I agree!! Last time I checked - I used the credit card with MY name on it and when the bill came, I paid it. I think its ridiculous that anyone would have the audacity to shift their financial blunders to someone else. Tropper www.dontdiepoor.com I agree, I agree, I agree!!

Last time I checked – I used the credit card with MY name on it and when the bill came, I paid it. I think its ridiculous that anyone would have the audacity to shift their financial blunders to someone else.

Tropper
http://www.dontdiepoor.com

]]> By: Blogging Down Debt http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/comment-page-1/#comment-25495 Blogging Down Debt Mon, 14 Jul 2008 23:34:02 +0000 http://www.cleverdude.com/?p=915#comment-25495 I agree completely! Why should anyone blame anyone but themselves for the debt they chose to get into? It is up to the person taking the loan to be responsible and do their homework. If they don't take the initiative to learn, how can you help them? I agree completely! Why should anyone blame anyone but themselves for the debt they chose to get into? It is up to the person taking the loan to be responsible and do their homework. If they don’t take the initiative to learn, how can you help them?

]]> By: budgets are sexy http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/comment-page-1/#comment-25490 budgets are sexy Mon, 14 Jul 2008 21:04:07 +0000 http://www.cleverdude.com/?p=915#comment-25490 Nicely put Mr. Clever Dude. But i'm still gonna put a car on my credit card and blame you ;) Nicely put Mr. Clever Dude. But i’m still gonna put a car on my credit card and blame you ;)

]]> By: Douglas http://www.cleverdude.com/content/your-credit-problems-arent-your-faultwait-what/comment-page-1/#comment-25484 Douglas Mon, 14 Jul 2008 18:31:06 +0000 http://www.cleverdude.com/?p=915#comment-25484 I wholeheartedly agree. I've been saying this every since the beginning of the subprime mortgage "crisis", which is simply a matter of people overreaching. Now, I sold my house at the peak because I had been laid off and knew I couldn't keep it until I got a new job, then I joined the military and moved away anyway. I knew neighbors who were flipping houses who got caught with two mortgages, and I feel no obligation to bail them out. THey created their own plight, and they signed their own names. As far as I'm concerned, they need to pay the consequences. I wholeheartedly agree. I’ve been saying this every since the beginning of the subprime mortgage “crisis”, which is simply a matter of people overreaching.

Now, I sold my house at the peak because I had been laid off and knew I couldn’t keep it until I got a new job, then I joined the military and moved away anyway. I knew neighbors who were flipping houses who got caught with two mortgages, and I feel no obligation to bail them out. THey created their own plight, and they signed their own names. As far as I’m concerned, they need to pay the consequences.

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