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	<title>Comments on: Ways to Save Money #6: Avoid the ATM</title>
	<atom:link href="http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/</link>
	<description>Family, Marriage, Finances &#38; Life</description>
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		<title>By: Lauren</title>
		<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/comment-page-1/#comment-31592</link>
		<dc:creator>Lauren</dc:creator>
		<pubDate>Wed, 10 Dec 2008 19:41:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/#comment-31592</guid>
		<description>I love using a debit card for something small and necessary -- lightbulbs, a can of tuna, etc., -- and asking for cash back.</description>
		<content:encoded><![CDATA[<p>I love using a debit card for something small and necessary &#8212; lightbulbs, a can of tuna, etc., &#8212; and asking for cash back.</p>
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		<title>By: Robert</title>
		<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/comment-page-1/#comment-24147</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Thu, 05 Jun 2008 12:09:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/#comment-24147</guid>
		<description>I must be old. I remember when banks would PAY US to use the ATM and not go inside to the teller.</description>
		<content:encoded><![CDATA[<p>I must be old. I remember when banks would PAY US to use the ATM and not go inside to the teller.</p>
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		<title>By: Jerry</title>
		<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/comment-page-1/#comment-19892</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Thu, 07 Feb 2008 04:59:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/#comment-19892</guid>
		<description>I agree with RacerX - the cash envelopes lead to smarter decisions about money, and provide some insurance that you will not overshoot the budget!  (This is, of course, all predicated on the discipline not to sneak money out of the system.)
Jerry
www.leads4insurance.com</description>
		<content:encoded><![CDATA[<p>I agree with RacerX &#8211; the cash envelopes lead to smarter decisions about money, and provide some insurance that you will not overshoot the budget!  (This is, of course, all predicated on the discipline not to sneak money out of the system.)<br />
Jerry<br />
<a href="http://www.leads4insurance.com" rel="nofollow">http://www.leads4insurance.com</a></p>
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		<title>By: RacerX</title>
		<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/comment-page-1/#comment-19889</link>
		<dc:creator>RacerX</dc:creator>
		<pubDate>Thu, 07 Feb 2008 03:18:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/#comment-19889</guid>
		<description>We are saving $100s a month by working a cash envelope system. Best advice out there!</description>
		<content:encoded><![CDATA[<p>We are saving $100s a month by working a cash envelope system. Best advice out there!</p>
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		<title>By: Huffles</title>
		<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/comment-page-1/#comment-19884</link>
		<dc:creator>Huffles</dc:creator>
		<pubDate>Wed, 06 Feb 2008 23:15:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/#comment-19884</guid>
		<description>I use a credit union in Seattle. Verity Credit Union will reimburse users of their Velocity Checking account up to $25 in ATM fees from other banks. This plus a (currently) 6.01% interest earned on deposits makes for a pretty sweet checking account. Let me know if you&#039;re in Seattle and want me to refer you to Verity. You get $25 and I get $25 referral awards.</description>
		<content:encoded><![CDATA[<p>I use a credit union in Seattle. Verity Credit Union will reimburse users of their Velocity Checking account up to $25 in ATM fees from other banks. This plus a (currently) 6.01% interest earned on deposits makes for a pretty sweet checking account. Let me know if you&#8217;re in Seattle and want me to refer you to Verity. You get $25 and I get $25 referral awards.</p>
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		<title>By: Mr DebtBeater</title>
		<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/comment-page-1/#comment-19853</link>
		<dc:creator>Mr DebtBeater</dc:creator>
		<pubDate>Wed, 06 Feb 2008 16:23:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/#comment-19853</guid>
		<description>We don&#039;t use the ATM often, but our bank (USAA Savings Bank) completely reimburses all ATM fees, or the first 10 or something.  I don&#039;t think I&#039;ve paid an ATM fee in over 10 years.

We still try to avoid using the ATM though.  Money in your pocket is very easy to burn when you&#039;re being spontaneous.</description>
		<content:encoded><![CDATA[<p>We don&#8217;t use the ATM often, but our bank (USAA Savings Bank) completely reimburses all ATM fees, or the first 10 or something.  I don&#8217;t think I&#8217;ve paid an ATM fee in over 10 years.</p>
<p>We still try to avoid using the ATM though.  Money in your pocket is very easy to burn when you&#8217;re being spontaneous.</p>
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		<title>By: Fiscal Musings</title>
		<link>http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/comment-page-1/#comment-19836</link>
		<dc:creator>Fiscal Musings</dc:creator>
		<pubDate>Wed, 06 Feb 2008 14:13:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-money-6-avoid-the-atm/#comment-19836</guid>
		<description>I hardly ever use the ATM. Sometimes I may get some cash back when I deposit a check in person, but other than that it&#039;s pretty much all plastic.

I also don&#039;t like to budget categories, I just make sure to take the savings and investment money off the top at the beginning and then I&#039;m forced to only spend what&#039;s left. That&#039;s just my approach.</description>
		<content:encoded><![CDATA[<p>I hardly ever use the ATM. Sometimes I may get some cash back when I deposit a check in person, but other than that it&#8217;s pretty much all plastic.</p>
<p>I also don&#8217;t like to budget categories, I just make sure to take the savings and investment money off the top at the beginning and then I&#8217;m forced to only spend what&#8217;s left. That&#8217;s just my approach.</p>
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