Comments on: Ways to Save Money #4: Pay with Cash http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/ Family, Marriage, Finances & Life Fri, 19 Mar 2010 20:57:40 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: April http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-65675 April Wed, 10 Mar 2010 17:39:36 +0000 http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-65675 I like walking into starbucks or some store and the girl behind the counter says she's so sorry, but they cannot take credit cards right now.. the machine is down or whatever. The upside- Cash is always accepted!! No machine will be down. As far as keeping track of the change from a $4.91 purchase and paying $5... easy. You don't have to... just decide how much you're going to allow yourself that week or 2-week period to use for entertainment, eating out, etc... and stick it in an envelope (how quaint!!) when it runs out, guess what? it runs out!! ooh... that's really complicated isn't it? I like walking into starbucks or some store and the girl behind the counter says she’s so sorry, but they cannot take credit cards right now.. the machine is down or whatever. The upside- Cash is always accepted!! No machine will be down. As far as keeping track of the change from a $4.91 purchase and paying $5… easy. You don’t have to… just decide how much you’re going to allow yourself that week or 2-week period to use for entertainment, eating out, etc… and stick it in an envelope (how quaint!!) when it runs out, guess what? it runs out!! ooh… that’s really complicated isn’t it?

]]> By: Aaron http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-26821 Aaron Thu, 07 Aug 2008 20:31:12 +0000 http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-26821 I don't see any upside to using cash. We use rewards credit cards from Citi, Discover, and Chase. We pay off the balance every month. We can easily determine where our money has gone. In the past 12 months, we've gotten $1,390 back from the $36,177 we've spent (3.84%). That includes over $100 on a new refrigerator and $40 on a used car. I think it's sad that people feel they need to use cash because they don't have the self-control to not buy things they can't afford. I don’t see any upside to using cash. We use rewards credit cards from Citi, Discover, and Chase. We pay off the balance every month. We can easily determine where our money has gone. In the past 12 months, we’ve gotten $1,390 back from the $36,177 we’ve spent (3.84%). That includes over $100 on a new refrigerator and $40 on a used car.

I think it’s sad that people feel they need to use cash because they don’t have the self-control to not buy things they can’t afford.

]]> By: Sam http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-20002 Sam Mon, 11 Feb 2008 13:57:18 +0000 http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-20002 One tip is to shop online as there are always great deals, and when you shop online pay cash without using your credit card using eBillme. www.ebillme.com There is a link on slick deals about eBillme http://forums.slickdeals.net/showthread.php?t=742162 One tip is to shop online as there are always great deals, and when you shop online pay cash without using your credit card using eBillme. http://www.ebillme.com

There is a link on slick deals about eBillme

http://forums.slickdeals.net/showthread.php?t=742162

]]> By: NCN http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-19696 NCN Tue, 05 Feb 2008 01:41:31 +0000 http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-19696 Thanks for the link-love... I actually went 'cash only' for a few months in 2007... Not a big deal, really. I just kept a couple hundred bucks in my envelopes. The only reason I went back to debit card was that ING started giving me a bonus when I used it.. NCN Thanks for the link-love…
I actually went ‘cash only’ for a few months in 2007… Not a big deal, really. I just kept a couple hundred bucks in my envelopes. The only reason I went back to debit card was that ING started giving me a bonus when I used it..
NCN

]]> By: Debt Free Revolution http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-19631 Debt Free Revolution Mon, 04 Feb 2008 07:25:45 +0000 http://www.cleverdude.com/content/ways-to-save-money-4-pay-with-cash/#comment-19631 I've admitted it before and I will admit is again: I don't do that well with a cash-only plan simply because I have handled too much cash that wasn't mine over my lifetime. I honestly have a hard time seeing cash as "mine" even when it is. I do love auto-draft for the utility bills and mortgage, then using a debit card to keep track of my other spending :) As for what to do with "the other 91 cents" I usually carry that in my pocket until I get home at night then toss it into a change jar. A few times a year I take my change jar in and deposit it all back into my account. So, it's not really lost...just sidetracked for up to 4 months at a time. I’ve admitted it before and I will admit is again: I don’t do that well with a cash-only plan simply because I have handled too much cash that wasn’t mine over my lifetime. I honestly have a hard time seeing cash as “mine” even when it is. I do love auto-draft for the utility bills and mortgage, then using a debit card to keep track of my other spending :)

As for what to do with “the other 91 cents” I usually carry that in my pocket until I get home at night then toss it into a change jar. A few times a year I take my change jar in and deposit it all back into my account. So, it’s not really lost…just sidetracked for up to 4 months at a time.

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