<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Ways to Save #11: Learn to Say NO!</title>
	<atom:link href="http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/</link>
	<description>Family, Marriage, Finances &#38; Life</description>
	<lastBuildDate>Sat, 11 Feb 2012 13:09:32 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>By: jana</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-32055</link>
		<dc:creator>jana</dc:creator>
		<pubDate>Fri, 16 Jan 2009 19:39:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-32055</guid>
		<description></description>
		<content:encoded><![CDATA[<p>“how many hours to do I have to work to pay for this” is a very affective strategy, that is for sure!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lennytec</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-20452</link>
		<dc:creator>Lennytec</dc:creator>
		<pubDate>Sun, 17 Feb 2008 19:25:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-20452</guid>
		<description>I couldn&#039;t agree more! The inability to say no has lead to much misery in people&#039;s lives especially when it comes to personal finance. When will people realise that we don&#039;t have to keep up with the Joneses to be happy?</description>
		<content:encoded><![CDATA[<p>I couldn&#8217;t agree more! The inability to say no has lead to much misery in people&#8217;s lives especially when it comes to personal finance. When will people realise that we don&#8217;t have to keep up with the Joneses to be happy?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Four Pillars</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-20204</link>
		<dc:creator>Four Pillars</dc:creator>
		<pubDate>Thu, 14 Feb 2008 04:01:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-20204</guid>
		<description>I really think you should reconsider your co-worker gift contribution strategy - don&#039;t underestimate those fruit baskets!!  

:)

But seriously - I have a kid and you are right - you have to say no.  

Mike</description>
		<content:encoded><![CDATA[<p>I really think you should reconsider your co-worker gift contribution strategy &#8211; don&#8217;t underestimate those fruit baskets!!  </p>
<p> <img src='http://www.cleverdude.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>But seriously &#8211; I have a kid and you are right &#8211; you have to say no.  </p>
<p>Mike</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: budgetsaresexy</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-20190</link>
		<dc:creator>budgetsaresexy</dc:creator>
		<pubDate>Wed, 13 Feb 2008 22:10:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-20190</guid>
		<description>yeah, society is trying to shape us!

if i want to buy something that isn&#039;t alloted in my budget, i&#039;ll either dip in my &quot;fun pot&quot;, or actually look around the house and see what i can sell! haha... it sounds crazy, but i&#039;m telling you IT WORKS.

I&#039;ve sold 10+ items (clothes, books, toys i never use) on craigslist/ebay over the past few months and got a good $300 into my &quot;fun pot&quot;.  Whenever it&#039;s time to pick up something i really don&#039;t need, but WANT like crazy, i just take out the bills and go on my merry way.</description>
		<content:encoded><![CDATA[<p>yeah, society is trying to shape us!</p>
<p>if i want to buy something that isn&#8217;t alloted in my budget, i&#8217;ll either dip in my &#8220;fun pot&#8221;, or actually look around the house and see what i can sell! haha&#8230; it sounds crazy, but i&#8217;m telling you IT WORKS.</p>
<p>I&#8217;ve sold 10+ items (clothes, books, toys i never use) on craigslist/ebay over the past few months and got a good $300 into my &#8220;fun pot&#8221;.  Whenever it&#8217;s time to pick up something i really don&#8217;t need, but WANT like crazy, i just take out the bills and go on my merry way.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Matt</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-20178</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Wed, 13 Feb 2008 15:20:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-20178</guid>
		<description>Great post, saying No is a very hard thing to do especially if you&#039;ve been saying yes all the time and are now bombarded with expectations. This is a lesson that takes a long time to learn but its an important one if you want to remain sane and out of massive debt.</description>
		<content:encoded><![CDATA[<p>Great post, saying No is a very hard thing to do especially if you&#8217;ve been saying yes all the time and are now bombarded with expectations. This is a lesson that takes a long time to learn but its an important one if you want to remain sane and out of massive debt.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Annie B Lawrence</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-20175</link>
		<dc:creator>Annie B Lawrence</dc:creator>
		<pubDate>Wed, 13 Feb 2008 15:02:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-20175</guid>
		<description>I am a boomer and have children that have a hard time saying no. With the current economic down turn they are scrambling to make ends meet. Although I have to say they didn&#039;t grow up with everything and often had hand me downs. I agree that entitlement and the ability to discern when to say no is an important talent as well as living within ones means and cutting up the credit cards.</description>
		<content:encoded><![CDATA[<p>I am a boomer and have children that have a hard time saying no. With the current economic down turn they are scrambling to make ends meet. Although I have to say they didn&#8217;t grow up with everything and often had hand me downs. I agree that entitlement and the ability to discern when to say no is an important talent as well as living within ones means and cutting up the credit cards.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mom</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-20174</link>
		<dc:creator>Mom</dc:creator>
		<pubDate>Wed, 13 Feb 2008 14:56:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-20174</guid>
		<description>I love this one... I have been using the &quot;how many hours to do I have to work to pay for this&quot; question for years. It&#039;s depressing and almost nothing it worth it when you put it into perspective like that.  And the work collections, ug!  I never contributed to those.  I got out of those by never having cash on me.</description>
		<content:encoded><![CDATA[<p>I love this one&#8230; I have been using the &#8220;how many hours to do I have to work to pay for this&#8221; question for years. It&#8217;s depressing and almost nothing it worth it when you put it into perspective like that.  And the work collections, ug!  I never contributed to those.  I got out of those by never having cash on me.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Fiscal Musings</title>
		<link>http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/comment-page-1/#comment-20173</link>
		<dc:creator>Fiscal Musings</dc:creator>
		<pubDate>Wed, 13 Feb 2008 14:24:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/ways-to-save-11-learn-to-say-no/#comment-20173</guid>
		<description>I&#039;ve seen this all too often. People just haven&#039;t learned how to handle peer pressure or just pressure from the media.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve seen this all too often. People just haven&#8217;t learned how to handle peer pressure or just pressure from the media.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

