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	<title>Comments on: Rerouted Debt Payment and Debt Scale Changes</title>
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	<link>http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/</link>
	<description>Family, Marriage, Finances &#38; Life</description>
	<lastBuildDate>Sat, 11 Feb 2012 13:09:32 +0000</lastBuildDate>
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		<title>By: Chris Johnson</title>
		<link>http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/comment-page-1/#comment-19722</link>
		<dc:creator>Chris Johnson</dc:creator>
		<pubDate>Tue, 05 Feb 2008 04:58:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/#comment-19722</guid>
		<description>Buddy...you can subordinate the 2nd...leave it hanging out there, and maintain operational flexibility.  The 2nd is left out there, the first is redone.  It&#039;s another hoop, but it&#039;s a 100% myth that you must pay a 2nd to get a first.</description>
		<content:encoded><![CDATA[<p>Buddy&#8230;you can subordinate the 2nd&#8230;leave it hanging out there, and maintain operational flexibility.  The 2nd is left out there, the first is redone.  It&#8217;s another hoop, but it&#8217;s a 100% myth that you must pay a 2nd to get a first.</p>
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		<title>By: RacerX</title>
		<link>http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/comment-page-1/#comment-19710</link>
		<dc:creator>RacerX</dc:creator>
		<pubDate>Tue, 05 Feb 2008 03:56:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/#comment-19710</guid>
		<description>We have the same issue. If the value was rising, refi would be cake, but it has gone to be 100% leveraged at this time (atleast it isnt more)

I hope to flip the loan, even with higher rate/payment next year. My non-mortgage debt will be in much better shape,

Need the FICO at 720+ (750 and the equity won&#039;t matter much either)</description>
		<content:encoded><![CDATA[<p>We have the same issue. If the value was rising, refi would be cake, but it has gone to be 100% leveraged at this time (atleast it isnt more)</p>
<p>I hope to flip the loan, even with higher rate/payment next year. My non-mortgage debt will be in much better shape,</p>
<p>Need the FICO at 720+ (750 and the equity won&#8217;t matter much either)</p>
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		<title>By: Clever Dude</title>
		<link>http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/comment-page-1/#comment-19663</link>
		<dc:creator>Clever Dude</dc:creator>
		<pubDate>Mon, 04 Feb 2008 20:22:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/#comment-19663</guid>
		<description>MM: Are you looking at the bar backwards? The red means bad and the more of it, the higher the remaining balance. Or was that a snide remark?</description>
		<content:encoded><![CDATA[<p>MM: Are you looking at the bar backwards? The red means bad and the more of it, the higher the remaining balance. Or was that a snide remark?</p>
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		<title>By: Mrs. Micah</title>
		<link>http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/comment-page-1/#comment-19662</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Mon, 04 Feb 2008 20:18:50 +0000</pubDate>
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		<description>The 2nd mortgage looks like it&#039;s getting really close...that&#039;s great! :)</description>
		<content:encoded><![CDATA[<p>The 2nd mortgage looks like it&#8217;s getting really close&#8230;that&#8217;s great! <img src='http://www.cleverdude.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Laura</title>
		<link>http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/comment-page-1/#comment-19652</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Mon, 04 Feb 2008 16:33:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/content/rerouted-debt-payment-and-debt-scale-changes/#comment-19652</guid>
		<description>I&#039;m glad you have a deferment. I think it&#039;s a good idea to pay down the 2nd motgage.</description>
		<content:encoded><![CDATA[<p>I&#8217;m glad you have a deferment. I think it&#8217;s a good idea to pay down the 2nd motgage.</p>
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