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	<title>Comments on: Not So Frugal Lunch</title>
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	<link>http://www.cleverdude.com/content/not-so-frugal-lunch/</link>
	<description>Family, Marriage, Finances &#38; Life</description>
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		<title>By: mary</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-68813</link>
		<dc:creator>mary</dc:creator>
		<pubDate>Thu, 01 Apr 2010 18:27:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-68813</guid>
		<description>Every job I have had I have brought my own lunch..nothing near where I worked and I made little money why spend it on a lunch..dinner was another story, sometimes I had enough in chinese food for dinner, most times I got it to go and had enough for two meals, never wasted money on lunches though, saved, enjoyed when I was very hungry only..lunch now when I don&#039;t work to see my semi retired hubby and enjoy it on their daily lunch specials...</description>
		<content:encoded><![CDATA[<p>Every job I have had I have brought my own lunch..nothing near where I worked and I made little money why spend it on a lunch..dinner was another story, sometimes I had enough in chinese food for dinner, most times I got it to go and had enough for two meals, never wasted money on lunches though, saved, enjoyed when I was very hungry only..lunch now when I don&#8217;t work to see my semi retired hubby and enjoy it on their daily lunch specials&#8230;</p>
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		<title>By: mary</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-68812</link>
		<dc:creator>mary</dc:creator>
		<pubDate>Thu, 01 Apr 2010 18:23:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-68812</guid>
		<description>If most people could pay off the debt you had what a wonderful world we would live in..happy passover, happy easter and enjoy your new life from what you used to be indebted to...ciao</description>
		<content:encoded><![CDATA[<p>If most people could pay off the debt you had what a wonderful world we would live in..happy passover, happy easter and enjoy your new life from what you used to be indebted to&#8230;ciao</p>
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		<title>By: GG</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-14657</link>
		<dc:creator>GG</dc:creator>
		<pubDate>Sat, 03 Nov 2007 18:43:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-14657</guid>
		<description>Outside of my immediate department, almost everyone at my company goes out for lunch. We only get 30 minutes, so they take turns getting food for everyone. Then they eat at their desks while they keep working, on their break. Who knows.

I&#039;ve gotten lunch out three times since I started my job in June. Twice at Corner Bakery: around $7 each time; once at Panera for $3.50--just soup.

Because I really do see the huge savings in making my own lunch and because I like what I make more than most fast-food, I generally brown bag. There have been comments about it. I&#039;m a manager, why should I be worried about money? But who cares. I&#039;m into saving for more important things.

Also, I should add that my big weakness is morning coffee. I&#039;ve probably done that more like a dozen times since June. Usually I make and bring my own, but when I have a coupon, when it&#039;s a special occasion, whatever... I get myself a nice big cup from Dunkin Donuts. YUM.</description>
		<content:encoded><![CDATA[<p>Outside of my immediate department, almost everyone at my company goes out for lunch. We only get 30 minutes, so they take turns getting food for everyone. Then they eat at their desks while they keep working, on their break. Who knows.</p>
<p>I&#8217;ve gotten lunch out three times since I started my job in June. Twice at Corner Bakery: around $7 each time; once at Panera for $3.50&#8211;just soup.</p>
<p>Because I really do see the huge savings in making my own lunch and because I like what I make more than most fast-food, I generally brown bag. There have been comments about it. I&#8217;m a manager, why should I be worried about money? But who cares. I&#8217;m into saving for more important things.</p>
<p>Also, I should add that my big weakness is morning coffee. I&#8217;ve probably done that more like a dozen times since June. Usually I make and bring my own, but when I have a coupon, when it&#8217;s a special occasion, whatever&#8230; I get myself a nice big cup from Dunkin Donuts. YUM.</p>
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		<title>By: Coworkers make fun of my coupons, but&#8230; at Clever Dude Personal Finance &#38; Money</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-13777</link>
		<dc:creator>Coworkers make fun of my coupons, but&#8230; at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Thu, 11 Oct 2007 13:35:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-13777</guid>
		<description>[...] He&#8217;s paid full price most of those times, and yes, this is the same coworker I wrote about in Not So Frugal Lunch. But in September, the Express ran another set of coupons. I worked from home that day, so I [...]</description>
		<content:encoded><![CDATA[<p>[...] He&#8217;s paid full price most of those times, and yes, this is the same coworker I wrote about in Not So Frugal Lunch. But in September, the Express ran another set of coupons. I worked from home that day, so I [...]</p>
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		<title>By: Best Posts from August, 2007 at Clever Dude Personal Finance &#38; Money</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-11942</link>
		<dc:creator>Best Posts from August, 2007 at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Fri, 31 Aug 2007 13:39:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-11942</guid>
		<description>[...] No So Frugal Lunch - Boy, people are so protective of their perceived rights to spend money as they wish. I&#8217;m just advocating that if you&#8217;re hurting for money, or aren&#8217;t saving towards retirement or paying down debt as fast as you should, that you look into your spending habits to find ways to cut costs. Calm down everyone! [...]</description>
		<content:encoded><![CDATA[<p>[...] No So Frugal Lunch &#8211; Boy, people are so protective of their perceived rights to spend money as they wish. I&#8217;m just advocating that if you&#8217;re hurting for money, or aren&#8217;t saving towards retirement or paying down debt as fast as you should, that you look into your spending habits to find ways to cut costs. Calm down everyone! [...]</p>
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		<title>By: Welcome to Carnival of Debt Reduction #102 at Mighty Bargain Hunter</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-11598</link>
		<dc:creator>Welcome to Carnival of Debt Reduction #102 at Mighty Bargain Hunter</dc:creator>
		<pubDate>Mon, 27 Aug 2007 07:09:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-11598</guid>
		<description>[...] Dude uses an example of a spendthrift coworker to illustrate the ease by which you can come up with money to pay down [...]</description>
		<content:encoded><![CDATA[<p>[...] Dude uses an example of a spendthrift coworker to illustrate the ease by which you can come up with money to pay down [...]</p>
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		<title>By: Brian</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-11586</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Mon, 27 Aug 2007 00:46:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-11586</guid>
		<description>This is why it is tough for me to write about frugality.  Everyone has a different situation so for some people it wouldn&#039;t be worth the opportunity cost of enjoying life to add $1,500 to the $10,000 per year you already contribute to retirement.

Focus on the easy savings and live life a bit.</description>
		<content:encoded><![CDATA[<p>This is why it is tough for me to write about frugality.  Everyone has a different situation so for some people it wouldn&#8217;t be worth the opportunity cost of enjoying life to add $1,500 to the $10,000 per year you already contribute to retirement.</p>
<p>Focus on the easy savings and live life a bit.</p>
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		<title>By: One Frugal Girl</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-11561</link>
		<dc:creator>One Frugal Girl</dc:creator>
		<pubDate>Sun, 26 Aug 2007 14:26:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-11561</guid>
		<description>When considering the whole brown bag approach to lunch I think you also have to consider the social enjoyment of spending time away from the office with co-workers. Let&#039;s face it, many of us don&#039;t particularly enjoy our jobs, getting away from the office for a short amount of time with co-workers may be worth the extra money.</description>
		<content:encoded><![CDATA[<p>When considering the whole brown bag approach to lunch I think you also have to consider the social enjoyment of spending time away from the office with co-workers. Let&#8217;s face it, many of us don&#8217;t particularly enjoy our jobs, getting away from the office for a short amount of time with co-workers may be worth the extra money.</p>
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		<title>By: Clever Dude</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-11537</link>
		<dc:creator>Clever Dude</dc:creator>
		<pubDate>Sat, 25 Aug 2007 23:10:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-11537</guid>
		<description>Well, he has said he doesn&#039;t have credit card debt, and he only has 2 more payments on his car (3 year loan). He doesn&#039;t have education debt either.

So ahead in non-home debt. He pays on credit for the trips, but he pays it off when he gets back.</description>
		<content:encoded><![CDATA[<p>Well, he has said he doesn&#8217;t have credit card debt, and he only has 2 more payments on his car (3 year loan). He doesn&#8217;t have education debt either.</p>
<p>So ahead in non-home debt. He pays on credit for the trips, but he pays it off when he gets back.</p>
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		<title>By: fivecentnickel.com</title>
		<link>http://www.cleverdude.com/content/not-so-frugal-lunch/comment-page-1/#comment-11536</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Sat, 25 Aug 2007 21:42:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/not-so-frugal-lunch/#comment-11536</guid>
		<description>Ahead in that he has more or has less non-home debt? Based on what you just said in your last comment, I&#039;m guessing he has a good bit of debt with a travel and rec schedule like that.</description>
		<content:encoded><![CDATA[<p>Ahead in that he has more or has less non-home debt? Based on what you just said in your last comment, I&#8217;m guessing he has a good bit of debt with a travel and rec schedule like that.</p>
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